1st Florida Mortgage

Top Springtime Places to Take Your Kids in Florida

All Kids Included Family Arts Festival The 12th annual festival is a free event that features multidisciplinary art experiences for kids with and without disabilities. Each aspect of the fest is designed to be fully accessible and will utilize ASL interpretation, large print, Braille, sighted guides, audio description, sensory-friendly programs, and shadow interpreted theater. Museum […]

Which is Best for Your Bottom Line: Downsizing or Refinancing?

The decision to downsize may come in a flash, or it may require lengthy consideration. Downsizing can and should be a fun, memorable time with your friends and family. Many homeowners near or in retirement find themselves owing little or nothing on their property, often making the home their largest investment. That home equity can […]

5 Things Mortgage Lenders Look For

Buying a home isn’t easy; after all, you have to convince a mortgage banker that you’re capable of accepting a loan. When lenders review your application, they try to determine your ability to pay off your loan. Keep in mind that they are taking a chance on you—and they need to minimize risk as much […]

Maximizing Your Appraisal

If you want to refinance your home and still take advantage of currently low interest rates, you’ll they have to get through a home appraisal, before landing a new 30-year fixed-rate mortgage. What do you do when the appraisal came back less than what you’re expecting, and too low to support the new loan? Low […]

Owning a Home Pays at Tax Time

Buying a home is a big undertaking, but did you know that your new home purchase might help you enjoy a world of tax breaks? If you’re a new homeowner, you should know that there are several tax deductions available, some of which can put a fair amount of money back in your pocket. Here […]

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