100% Financing up to $417,000

Florida VA Home Loans

1st Florida Mortgage specializes in VA home loans and has dedicated VA consultants here to say welcome home and thank you for your service.

Military homebuyers have access to one of the most unique and powerful loan programs ever created. Florida VA Home Loans are a mortgage loan issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The program was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This VA program has helped Florida veterans, active duty military members and their families purchase homes or refinance their current mortgages. We have Florida VA home loan specialists on standby to help guide you through application and answer any questions you may have. We are dedicated to you and your future and specialize in dealing with Florida veteran mortgages. We will work with you through the home buying process as your VA home loan consultant and insure that you maximize the government assistance with your VA home loan. If you have problems with your credit, or need help finding a realtor, or just have general questions before you begin the buying process, we are here to help.

VA Home Loans –  Required Documents

Items you will need to help complete your VA loan application: Veteran’s VA certificate of eligibility, past 2 years w2 statements, one month of most recent les or pay stubs, two months of most recent bank statements, copy of DD214 (if the veteran has been discharged/separated from the military).

In addition to VA home loans, we also specialize in FHA Loans for first time home buyers, Conventional Loans, USDA home loans, and Jumbo Loans.  Not sure which loan type is right for you?  Call us today and we will give you free consultation and provide you with the best loan options for your specific lending needs.


  • No Down Payment Required to conforming Limits
  • No Monthly Mortgage Insurance
  • Lower Rates / Easier Credit Qualifying
  • Higher Debt to Income Ratios
  • Lower Credit Scores / Alt Credit OK
  • Seller Paid Closing Costs to 4%
  • Flexible Underwriting
  • No Prepayment Penalties
  • Streamline Refinance Available

Florida VA Home Loans

Apply for Your VA Loan Today

Your Florida VA Home Loan Specialist:

Florida VA Loans

  • Approved VA Mortgage Lender- Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Same Day Pre-Qualifications
  • 28 Day Closings!

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VA Mortgages

Have Questions? Speak with a VA Home Loan Specialist!
CALL TODAY (407) 392-4031