About Us


Why Choose 1st Florida Mortgage

Golden-State-Mortgage

Being Local in Florida, 1st Florida mortgage is a direct lender offering a full line of mortgage products with great rate, low fees and fast closings.

As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving 1st Florida Mortgage flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales, our seasoned mortgage professionals will help educate you on the best available loan programs for your specific situation, structure your loan customized to your needs, find the best rates available at the lowest fees, and provide local Florida customer support that is second to none.

Operations Team

Operations Team

As consummate mortgage professionals, every1st Florida Mortgage employee from the top down is committed to providing excellent customer service throughout the entire loan process. We fully understand that buying a home can be a stressful process. To this end, we have streamlined mortgage loan procedures supported by the industry’s best mortgage technology to make the entire process from start to finish as stress free with an on time closing..

Thank you for considering 1st Florida Mortgage as your partner in achieving your dream home ownership, we look forward to the opportunity to serve you.

The Value of the 1st Florida Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Ryan Collins
Client Relations Specialist

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Our Mortgage Loan Process

Florida Home Loans

  • Direct Mortgage Lender- Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Same Day Pre-Qualifications
  • 28 Day Closings!

Have Questions? Speak with a FHA Loan Specialist!
Call Us Today (407) 392-4031