1st Florida Mortgage

Top Springtime Places to Take Your Kids in Florida

All Kids Included Family Arts Festival The 12th annual festival is a free event that features multidisciplinary art experiences for kids with and without disabilities. Each aspect of the fest is designed to be fully accessible and will utilize ASL interpretation, large print, Braille, sighted guides, audio description, sensory-friendly programs, and shadow interpreted theater. Museum […]

Which is Best for Your Bottom Line: Downsizing or Refinancing?

The decision to downsize may come in a flash, or it may require lengthy consideration. Downsizing can and should be a fun, memorable time with your friends and family. Many homeowners near or in retirement find themselves owing little or nothing on their property, often making the home their largest investment. That home equity can […]

5 Things Mortgage Lenders Look For

Buying a home isn’t easy; after all, you have to convince a mortgage banker that you’re capable of accepting a loan. When lenders review your application, they try to determine your ability to pay off your loan. Keep in mind that they are taking a chance on you—and they need to minimize risk as much […]

Maximizing Your Appraisal

If you want to refinance your home and still take advantage of currently low interest rates, you’ll they have to get through a home appraisal, before landing a new 30-year fixed-rate mortgage. What do you do when the appraisal came back less than what you’re expecting, and too low to support the new loan? Low […]

Owning a Home Pays at Tax Time

Buying a home is a big undertaking, but did you know that your new home purchase might help you enjoy a world of tax breaks? If you’re a new homeowner, you should know that there are several tax deductions available, some of which can put a fair amount of money back in your pocket. Here […]

Odd Topic Museums in Florida

T.T. Wentworth Jr. Florida State Museum 330 S Jefferson St, Pensacola, FL, 32502 (850) 595-5990 T.T. Wentworth, Jr., as the story goes, was a compulsive collector who never threw anything away. As an eight-year-old, he found an 1851 gold coin on the beach, which sparked a fascination in history. Over time, thousands of items comprised […]

Memorable Open House Ideas

You spruced up the curb appeal and decluttered the house, but a clean house alone is the bare minimum. You’ve used your social selling skills to mass-market across the internet, and the price is right. These are all vital first steps in getting a listing noticed, but hosting an open house is still a terrific […]

Why Buying a Home is Better than Renting

Owning your own home has distinct advantages over renting, especially when it comes to building your net worth and providing a stable environment for your family. If you’re struggling with whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership: 1. You can ramp up energy efficiency. Energy-efficient improvements—from adding […]

Best Irish Pubs in Florida

When you think of St. Patrick’s Day and Irish pubs, Florida is probably not the first place that comes to mind. However, we did some searching and found a few of the best Irish pubs across the Sunshine State. J.G. McGuinness Irish Pub & Restaurant – Weston McGuinness Irish Pub & Restaurant has served the local population […]

How to Start Building Your Credit Early in Life

Solid credit scores take time to build. Everyone has to start somewhere, and as your teenager begins the transition to financial independence, he or she probably doesn’t have any credit history. Lack of credit history can be a hindrance to young adults as they apply for auto loans, shop for interest rates on an auto […]

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