1st Florida Mortgage

Best Home Improvements to Add Value to Your Home

Many home improvement projects don’t add value to your home, especially in a down market. In fact, some improvements can even detract from the asking price when you decide to sell. On the other hand, some projects can add significant value to your home. So which home improvement projects should you invest in, and which […]

What’s the Difference Between Pre-Qualification and Pre-Approval?

Unfortunately, without proper preparation, many buyers get lulled into the mistaken notion that if a lender pre-qualifies them for a mortgage, it means that they have been pre-approved for the home loan. There’s a world of difference between these two terms. If you’ve ever been confused by the two, this will explain how they differ, […]

Things You Should Do Before You Move in to Your New House

Moving into a new house is a busy time. But there are a few things that you should do right away to ensure your safety and peace of mind. There are the basic tasks needed to set up your move, including: Changing your address with the post office Arranging for your old utilities to be […]

Best Fishing Spots in Florida

Florida is world famous for its beaches, theme parks, and summer weather, but not to be forgotten is its unparalleled fishing. From big game deep sea fishing to casting off a pier, from reeling in a monster bass to catching some panfish for the dinner table, there’s a huge variety of fish and ways to […]

All About Friday the 13th

Friday has been considered unlucky since at least the 14th century, when Chaucer’s The Canterbury Tales associated the date with bad fortune. And, an ancient Norse myth may be responsible for the bad rap the number 13 gets. According to the story, the 13th guest at a dinner party arranged for the blind god of […]

Freshen Your Home With Paint

Paint is one of the most abundant and most versatile tools anyone can have in their redecorating toolbox. It can make a dark dingy room suddenly seem light and airy or transform a cramped area into one that appears spacious and bright. While walls, of course, are your biggest canvas they don’t need to be […]

The Difference Between APR and Mortgage Interest Rate

Considering taking on a mortgage can be confusing and overwhelming. There’s an endless amount of information and advice and weeding through it can be a monumental task. When you get a mortgage, you are charged two different rates—the annual percentage rate and the interest rate. Understanding the difference between the two rates is important and […]

15 Top Summertime Lawn and Garden Tips

Summer heat creates a new set of tasks and challenges for your lawn and garden care. Take note of these 15 tips — and your outdoor spaces will thrive. You’ll have a lovely lawn and garden all summer that will be ready for the next phase of alterations in the fall. Summertime brings a spike […]

How to Keep Your Home Cool in Summer

Moving into the summer months, you may have graduations and vacations in mind, even though the fun season is unfortunately, the hot season. It’s time to make the shift from keeping as much warmth in the house to keeping it all outside. Here are some suggestions and tips to follow, for keeping your home cool […]

Swimming Venues in Florida

There’s so much more to experience in Florida than just expensive theme parks. It’s a state where you can find refreshment on hot days and warm nights. If you’ve had enough of saltwater beaches, take a swim in Florida’s clear freshwater springs — from prehistoric caves to man-made grottos, there are many swimming venues to […]

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