1st Florida Mortgage

15 Top Summertime Lawn and Garden Tips

Summer heat creates a new set of tasks and challenges for your lawn and garden care. Take note of these 15 tips — and your outdoor spaces will thrive. You’ll have a lovely lawn and garden all summer that will be ready for the next phase of alterations in the fall. Summertime brings a spike […]

Summertime Fireplace Maintenance Tips

Summertime in Florida is a great time to do deep-down house and yard cleaning: gardening, cleaning windows, outdoor paint touch-ups, etc. This is the time of year to get your house, yard, and outbuildings checked out for any wintertime damage, have those things repaired, and get them looking their best. One item that you never […]

Ins and Outs of a VA Loan

What is a VA Loan? A VA Loan is a segment of the GI Bill was that signed into law by President Franklin D. Roosevelt to provide veterans with a federally guaranteed home loan with no down payment. It’s one of the ways we thank our veterans for their service. What Service Members Need to […]

Maximizing Your Appraisal

If you want to refinance your home and still take advantage of currently low interest rates, you’ll they have to get through a home appraisal, before landing a new 30-year fixed-rate mortgage. What do you do when the appraisal came back less than what you’re expecting, and too low to support the new loan? Low […]

Owning a Home Pays at Tax Time

Buying a home is a big undertaking, but did you know that your new home purchase might help you enjoy a world of tax breaks? If you’re a new homeowner, you should know that there are several tax deductions available, some of which can put a fair amount of money back in your pocket. Here […]

Why Buying a Home is Better than Renting

Owning your own home has distinct advantages over renting, especially when it comes to building your net worth and providing a stable environment for your family. If you’re struggling with whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership: 1. You can ramp up energy efficiency. Energy-efficient improvements—from adding […]

Selling Your Home? First, Work on Selling Your Yard

One of your first priorities when putting your property on the market should be an objective overview of the visual appeal of your landscaping. Ideally, you want potential buyers approaching your home to see a pleasant, neat, and well-kept yard. First impressions matter—the initial curbside glance should convey to buyers, that you as the current […]

Downsizing for Empty Nesters and Retirees

It sounds so satisfying, in a way, the prospect of working your whole life and then retiring—it’s a goal most of us have, to reach for a reward for decades of toil. With no deadlines to meet, no schedules to keep, no one to answer to, retirement means time to travel, engage in hobbies there […]

How to Make Buying and Selling at the Same Time Work

Buying a home is a serious undertaking, and can be stressful at times. Between keeping paperwork organized, meeting deadlines, and research—and working to sell your home at the same time can turn into one big, overwhelming headache. Here are a few things to keep in mind when you’re buying and selling a home simultaneously. You […]

Advice for Single Homebuyers

Home-buying trends have changed over the last decade, and in today’s new market, more single homebuyers are entering the real estate market than ever before. And, single women have now outpaced single men as a percentage of homebuyers—a whopping 21 percent of all new home purchases are credited to single women. Single men and women […]

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