Florida Mortgage Refinance

Refinance Questions

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Refinance Home Loans

Refinance your Florida mortgage to lower your monthly payment and have the extra cash you need to manage your finances

  • Low rates
  • Refinance up to 100% of your Florida home's value
  • Cash for any reason
  • Less than perfect credit
Apply Nowor call toll-free at 1-800-905-7898.

Florida Home Refinancing

Refinancing your current mortgage with 1st Florida Mortgage Home Loans can lower your monthly payment, help you stretch your budget, pay off existing debts, or just put a lump sum of cash into your hands. Florida Refinance Rates

The money is yours to use any way you like — when you refinance, you can borrow additional cash to plan a dream vacation, upgrade your home, or just keep a cash reserve on hand as a financial buffer against emergencies.

Is it worth your time to refinance your Florida home? Contact us today to visit with a 1stFloridaMortgage.com Florida home refinancing specialist to evaluate your home mortgage with current Florida refinancing loan programs.

Other available Florida Refinance Home Loan options:

In addition to standard Florida refinance mortgages, including ARMs and multi-year fixed rate mortgages, we also offer loans designed to help you achieve specific goals With 1st Florida Mortgage Home Loans you can borrow as much as $2 million for Florida home refinancing.

Types of Florida Refinance Loans

No-Closing Cost Refinance

Borrowers with this type of refinancing typically pay few upfront fees to get the new mortgage loan. In fact as long as the prevailing market rate is lower than your existing rate by 1.5 percentage point or more, it is financially beneficial to refinance because there is little or no cost in doing so.

Cash-Out Refinance

This type of refinance may not help lower the monthly payment or shorter mortgage periods. It can also be used for home improvement, credit card and other high interest debt consolidation; refinance with a loan amount larger than their current mortgage and keep the cash difference.

Speak to a 1stFloridaMortgage.com loan officer today to decide if a Florida refinance loan is right for you.


Refinance in Florida Now or call today to find and lock in Florida home refinancing rates!