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Welcome to 1st Florida Mortgage
Your Fort Lauderdale Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular Fort Lauderdale Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Fort Lauderdale Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Fort Lauderdale VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Fort Lauderdale FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Fort Lauderdale Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Your Fort Lauderdale Mortgage Lender

1st Florida Mortgage provides expert service in the field of residential mortgages in Fort Lauderdale. Our goal is to be the best mortgage company in Florida by providing top notch customer service and providing a transparent mortgage lending experience. Purchasing a home is a big deal, whether it’s your first home or fifth move. We get it. That’s why we built a mortgage company that places you and your needs at the center of everything we do. Our Promise to our customers is simple: Low, low rates and the ultimate in technology, service and professional advice. At 1st Florida Mortgage we give you a low, low rate on the right mortgage product, along with transparent, fair fees. Leverage cutting-edge technology to streamline the mortgage process and simplify every step. Provide unmatched service and expert advice to help you find the perfect mortgage. Get your mortgage, your way, anytime, anywhere Customers remain at the center of everything we do, and we promise to keep you in the loop on everything from application to closing. We understand that choosing a mortgage is the biggest financial decision of your life, and we’re committed to making the process as seamless, friendly and financially valuable to you as possible. It’s a simple formula that has made us one of the most trusted mortgage providers in Florida.

 

We’ve been servicing Fort Lauderdale, FL residents for more than a decade and our team have over 100 years combined experience in the mortgage industry. Our Fort Lauderdale loan officers have vast experience in all phases of mortgage lending and can help answer your questions. At 1st Florida Mortgage, we are different; we are a direct mortgage lender with low rates, low fees and typically close within 28 days. You need a mortgage company you can trust when you are making the biggest financial decision of your life. We are a mortgage company who will help you get the best program and rates based on your unique financial situation and help you plan the best approach in moving into a new home of your dreams or keeping the home you are in now. We are here to help, call today or apply online!

Our Mortgage Loan Process

Fort Lauderdale Home Loans

  • Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Direct Mortgage Lender – Close Your Loan in 28 Days!

Our Fort Lauderdale Mortgage team offers  ‘in house processing” therefore we have control of closing your loan since all closing dates are ‘time sensitive’.  We strive to close all loans in 28 days or less.  Most other companies subcontract their processing out of state therefore losing “your personal” information. At 1st Florida Mortgage you talk directly to your loan processor which will stop delays in the closing process that could cost you your dream home and your deposit.

 

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Fort Lauderdale. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

FORT LAUDERDALE MORTGAGE LENDING: CALL US TODAY (407) 392-4031