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Welcome to 1st Florida Mortgage
Your Port St. Lucie Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular Port St. Lucie Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Port St. Lucie Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Port St. Lucie Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Port St. Lucie VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Port St. Lucie FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Port St. Lucie Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Port St. Lucie Mortgage Lenders | Home Loans & Mortgage Refinance

We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our Port St. Lucie, FL customers save money and close their loans quickly because we employ the most advanced mortgage technology available.

 

Highest Quality Mortgage Services – From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We’ll keep you informed every step of the way. We’re committed to building rewarding, long-term customer relationships. With that in mind, you’ll receive the highest quality mortgage services.

 

Meeting Every Challenge – We rapidly respond to new opportunities made available in today’s dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.

 

Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Port St. Lucie new home purchases, jumbo home loans and mortgage refinance.  VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Our Mortgage Loan Process

Port St. Lucie Home Loans

  • Direct Lender with Low Rates & Fees
  • Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Port St. Lucie Home Financing | FHA, VA & USDA Home Loans

Our team is committed to providing our clients with the highest quality services available in Port St. Lucie, Florida. Our outstanding professionals will work with you one on one to ensure that you get the loan solution that is tailored specifically to meet your individual needs. Whether you are purchasing your dream home, purchasing an investment property, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage advisors can help you no matter what your needs are.  Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

 

We are an approved FHA and VA home loans lender and specialize in new home purchases.   So whether a first time home buyer or a member of the armed services, we have the bevy of loan programs to meet your specific lending needs.  And unlike many of the larger nationwide internet mortgage companies that are out there, here you will be treated like the person you are and all your information will be kept secure and private. Our name is trusted throughout the state of Florida and we encourage you to look for our reviews online to see what other people in Port St. Lucie are saying about us. To speak directly with a mortgage advisor simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to earning your business!

PORT ST. LUCIE MORTGAGE LENDING: CALL US TODAY (407) 392-4031

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