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Welcome to 1st Florida Mortgage
Your Port St. Lucie Florida Home Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular Port St. Lucie Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Port St. Lucie Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Port St. Lucie Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Port St. Lucie Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Port St. Lucie VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

Port St. Lucie VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Port St. Lucie FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

Port St. Lucie FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Port St. Lucie Home Loans

California-Home-Loans-Office

2244 Pacific Coast Hwy #207 Lomita CA 90717

Port St. Lucie Mortgage Lenders | Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Port St. Lucie. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Port St. Lucie new home purchases, jumbo home loans and mortgage refinance.  VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Our Mortgage Loan Process

Port St. Lucie Home Loans

  • Port St. Lucie Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Port St. Lucie Mortgage Lenders | FHA, VA & USDA Home Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Port St. Lucie. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

PORT ST. LUCIE MORTGAGE LENDING: CALL US TODAY (407) 392-4031

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