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(727) 614-8575

Welcome to 1st Florida Mortgage!
Your St. Petersburg Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular St. Petersburg Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

St. Petersburg Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

St. Petersburg Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

St. Petersburg VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

St. Petersburg FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

St. Petersburg Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

St. Petersburg Mortgage Lenders | Home Loans & Mortgage Refinance

Welcome to 1st Florida mortgage company! We are a premier mortgage team helping residents of St. Petersburg, FL and the entire state of Florida. We pride ourselves on offering some of the best mortgage rates in St. Petersburg and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the St. Petersburg. Our mission is to counsel with the customer to understand their needs and then provide them with the best mortgage terms. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

 

Dale Gremillion is the branch manager of 1st Florida Mortgage and has more than 25 years of experience in the mortgage industry. We are proud to be one of the very few Florida mortgage companies to weather the economic downturn of 2008-2012. 1st Florida Mortgage is a privately held, Florida licensed mortgage lender and brokerage corporation in Florida. We specialize in securing the best possible mortgage loan terms for residential and small commercial properties throughout the state of Florida, with most careful consideration given to each individual borrower’s goals, needs and qualifications.

 

We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida. Staff members continue to strive to help make homebuyers’ “dreams” come true, and in the most affordable manner possible. 1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. All of our Naples staff are licensed mortgage professionals and have more than 100 years of experience with our staff.

Our Mortgage Loan Process

St. Petersburg Home Loans

  • Direct Lender with Low Rates & Fees
  • Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

St. Petersburg Home Loans | Why 1st Florida Mortgage

Our goal is to be the best mortgage company in St. Petersburg by providing superior customer service and providing a transparent mortgage lending experience. Buying a home is a big deal, whether it’s your first home or fifth move. We get it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.  We understand that choosing a mortgage is the biggest financial decision of your life, and we’re committed to making the process as seamless, friendly and financially valuable to you as possible.  It’s a simple formula that has made us one of the most trusted mortgage providers in Florida.

 

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in St. Petersburg. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

ST. PETERSBURG MORTGAGE LENDING: CALL US TODAY (407) 392-4031

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