BLOG

Why Home Inspections Are Necessary

You may have decided the master suite was exactly what you wanted, but do the windows leak? When you choose to purchase a home in Florida, you’re also potentially buying any problems lurking in the walls, the foundation, the crawl space, or the attic. The home inspection is the best way to negotiate repairs or

Read More »

How Long is the Mortgage Process in Florida?

Unfortunately, the honest answer is that it depends on a number of things. The most important is how long it takes you to find a Florida property you want to call home. It could take months or possibly years if you include the search as part of the process. You want to be thorough, when

Read More »

Mortgage Protection Insurance

Mortgage Payment Protection Insurance (MPPI) or Mortgage Protection Insurance (MPI) can be described as life insurance equal to the amount of your mortgage. Neither of these should be confused with Private Mortgage Insurance (PMI). They are totally different things. PMI is charged to you each month along with your mortgage payment to protect your lender

Read More »

Do you need a realtor?

The short answer is no, but not using a realtor, instead thinking you can use the internet as your only means of information is short-sighted. From researching the projected cost of utilities to local zoning restrictions, you’re going to invest countless hours in research before making an offer. As a buyer, and especially as a

Read More »

Regular Home Maintenance Checklist

As a new homeowner, it can seem intimidating or totally overwhelming keeping up with the tasks required of home ownership. Fortunately, most of this list of tasks can be completed on your own without much experience. Without further ado, here’s your regular home maintenance checklist: MONTHLY Inspect, and possibly change out HVAC filters Experts will

Read More »

What is Mortgage Protection Insurance?

Consider what would happen if someone listed on your mortgage became disabled, came down with a serious illness or died? Do other family members have the finances to make monthly mortgage payment? Do you have a financial back-up plan? Don’t feel alone. Many people don’t have a plan or an insurance that would assist in

Read More »