Florida Mortgage Refinance

Conventional Refinance

Mortgage Refinance

  • Primary, Secondary, Investment Properties
  • Cash-Out Equity

Florida HARP Refinance

  • Current Loan Must Be: Freddie Mac or Fannie Mae
  • Closed before 5/31/09

VA IRR Home Loan

Florida (IRR) Interest Rate Reduction VA Mortgage 

  • No Appraisal Needed
  • No Income Documentation Needed
  • No COE is Required
  • Low Rates
  • Reduced Funding Fee
  • Primary and Investment Properties OK

FHA Streamline 

Florida FHA Streamline Mortgage Benefits

  • Must be FHA to FHA
  • Current on Existing Loan
  • No Late Payments on Mortgage Last 12 Months
  • Payment Must Reduce on Fixed Rates
  • ARM to Fixed Payment
  • No Appraisal Required

Refinance Today & Save!
Refinancing your current home loan with 1st Florida Mortgage can lower your monthly payment, help you stretch your budget, pay off existing debts, or just put a lump sum of cash into your hands. The money is yours to use any way you like — when you refinance, you can borrow additional cash to plan a dream vacation, upgrade your home, or just keep a cash reserve on hand as a financial buffer against emergencies. 

Is it worth your time to refinance your home in Florida? Contact us today to visit with a Florida mortgage refinance specialist to evaluate your home mortgage and discuss all available options. In addition to standard fixed rate refinance mortgages, we also offer loans designed to help you achieve specific financial goals including adjustable rate mortgages, VA and FHA refinancing. 


  • Direct Florida Mortgage Lender- Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Our Goal is to Close all loans in 28 Days or Less!

Speak to a Florida Mortgage Refinance Specialist

Quick Rate Quote