WELCOME TO 1st florida mortgage - LOCAL FLORIDA MORTGAGE LENDER

Let's get you into your
dream home

Low rates, fast application, fast closings.

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Florida mortgage lender for FHA Loans, USDA Loans, VA and Conventional Home Loans. Compare Florida loan options –>

Florida Mortgage Rates

30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
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Conventional
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FHA
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VA
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USDA

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Local Florida
Mortgage Lender

1st Florida Mortgage offers low rates, low fees and a streamlined process to close loans fast. We are a top mortgage lender in Florida for new home loans and mortgage refinance.  As a direct lender right here in Florida we offer in-house underwriting and strive to close all loans in 30 days or less.  Whether buying a new home or refinancing, we’ve got you covered!  

Today's Mortgage Rates

Florida Home Loans : 30-Year Conventional, FHA, VA and USDA options
Conventional Fixed

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Primary, 2nd Homes &
Investment Properties

FHA Rates

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Great for 1st time home buyers, only 3.5% down
VA Rates

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100% Loan to $453,100 Jumbo Program Available
USDA Rates

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100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. 

Why More Floridians are Choosing Us? It's Our People!

tampa_florida_mortgage_officer-MarioLarrea2

Mario Larrea

Sr. Loan Officer
NMLS #184372

DanielM-1

Daniel Neto

Loan Officer
NMLS #155499

Ryan-McKeon

Ryan Collins

Production Support
Manager

Shella_Mortgage_company

Shella Mullen

Customer Care
Specialist

Our Popular Florida Home Loans

New Home Loans in Florida

New Home Loan? Let us help!

  • Primary & 2nd Home
  • Conventional, FHA, VA and USDA
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida Mortgage Refinance

Mortgage Refinance? Let us help!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida FHA Home Loans


FHA Loan Advantages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida VA Home Loans


VA Mortgage Advantages

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida Conventional Home Loans


Conventional Fixed Loans

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida USDA Home Loans


USDA Mortgage Advantages

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Rolled In
  • Repairs Can be Rolled In

Florida Mortgage Company | Local Customer Service

Local Florida mortgage lender with in-house underwriting which means we can make decisions fast and close your home loan on time – typically in 28 days or less.  1st Florida Mortgage company specializes in Florida FHA Home Loans, Florida VA Home Loans, USDA Loans and Jumbo Loans

‘Low Rates, Low Fees and Fast Closings’ is our motto and is why more Floridians are choosing 1st Florida Mortgage as their preferred mortgage company in Florida. There are a number of different types of home loans in Florida available to you, and it can pay to familiarize yourself with them. Of course, we’ll be happy to help you choose the best type of mortgage loan for your needs, it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.  We have experienced Florida mortgage loan professionals on standby to help answer your questions and help customize the right home loan for your individual needs.

As a technology driven mortgage company our customers will always remain at the center of everything we do, from our web friendly application to our automated customer updating system, you will be updated as your loan moves through the process and notified at every milestone.  It’s this continued commitment of providing personal service that has made us a top mortgage lender in Florida.

1st Florida Mortgage – Trusted Florida Mortgage Lender

At 1st Florida Mortgage (a MIMutual Mortgage company) we believe that the process of obtaining a home mortgage should be streamlined and hassle free. As a technology driven company we can process mortgage loans quickly- 1st Florida Mortgage knows your time is valuable,  our goal is to make your home loan experience simple and as painless as possible.  Whether a FHA loan, VA loan for our US veterans, or USDA home loans, we can structure the perfect home loan for your individual needs.  

We are a direct mortgage lender in Florida for new home purchases and mortgage refinance. Let our Florida loan officers answer your questions and provide you with a no cost loan estimate. Apply Online in Minutes or Call (407) 392-4031 .

Local Florida Mortgage Company

Helping Open Doors Since 2007

Headquartered in Tampa, FL we’re right around the corner and can close loans anywhere in the state of Florida.  As a direct lender we can offer in-house underwriting and processing not available to traditional mortgage brokers. 

1st Florida Mortgage is a direct mortgage lender in Florida with low rates and low fees – we strive to close all loans in 30 days or less. Our mission statement is simple:  integrity, customer service and upfront lending. It’s this simple recipe has propelled us to one of the top mortgage companies in Florida.

We are an approved Florida lender for FHA loans, VA loans, and USDA loans.  Call today or apply online in minutes!

1st Florida Mortgage - Florida Home Loans

Have Mortgage Questions? Let’s Talk by Email

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Florida MORTGAGE LENDER: CALL US TODAY (407) 392-4031