WELCOME TO 1st florida mortgage - FLORIDA MORTGAGE REFINANCE
Your Florida Refinance Specialist: VA & FHA Streamline Refinance – Low Rates. Low Fees. Fast Closings!
Florida Home Refinance
There are many reasons to consider refinancing your mortgage, so it’s important to understand all of your loan options and how to best reach your specific needs and goals. Whatever your situation, we’re here to help and can help structure your refinance for your specific lending needs.
Conventional Refinance
Conventional
Mortgage Refinance
- Primary, Secondary, Investment Properties
- Cash-Out Equity
Florida HARP Refinance
- Current Loan Must Be: Freddie Mac or Fannie Mae
- Closed before 5/31/09
VA IRR Home Loan
Florida (IRR) Interest Rate Reduction VA Mortgage
- No Appraisal Needed
- No Income Documentation Needed
- No COE is Required
- Low Rates
- Reduced Funding Fee
- Primary and Investment Properties OK
FHA Streamline
Florida FHA Streamline Mortgage Benefits
- Must be FHA to FHA
- Current on Existing Loan
- No Late Payments on Mortgage Last 12 Months
- Payment Must Reduce on Fixed Rates
- ARM to Fixed Payment
- No Appraisal Required
Refinance Today & Save! Refinancing can lower your monthly payment, help you stretch your budget, consolidate debt, pay off existing debts, or give you a lump sum of cash to use however you choose. The money is yours to use any way you like — when you refinance, you can borrow additional cash to plan a dream vacation, upgrade your home, or just keep a cash reserve on hand as a financial buffer against emergencies.
Refinancing your mortgage in Florida is a great way to increase your monthly cash flow or free up money for discretionary finances. Borrowers can refinance their mortgages for a number of things but here are some of the most popular reasons:
- Reduce your monthly payment with a lower mortgage rate
- Pay off your home loan sooner by refinancing to a shorter term
- Take cash out to pay off other debt
- You currently have an ARM and want to lock in a lower rate
Is it worth it for you to refinance your home in Florida? Contact us today to visit with a mortgage refinance specialist to evaluate your current mortgage and discuss all available refinance options to weigh out your options. In addition to standard fixed rate refinance mortgages, we also offer loans designed to help you achieve specific financial goals including adjustable rate mortgages, VA and FHA refinancing.
Florida Cash Out Refinance
Need to pull cash out of the equity of your home? Florida cash-out refi rules are a little different than in other states, but they’re not as strict as they used to be. As long as you have a good credit score and more than 20% equity in your home, you are eligible to refinance your mortgage in Florida. Learn more about Cash Out Refinance in Florida. LEARN MORE –>
REFINANCE TODAY & SAVE!
- Direct Florida Mortgage Lender- Low Rates & Fees
- Streamline Process, Fast Closings & Funding
- Our Goal is to Close all loans in 28 Days or Less!
