REFINANCE
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Conventional Refinance

Conventional
Mortgage Refinance

Florida HARP Refinance

VA IRR Home Loan

Florida (IRR) Interest Rate Reduction VA Mortgage

No Appraisal Needed
No Income Documentation Needed
No COE is Required
Low Rates
Reduced Funding Fee
Primary and Investment Properties OK

FHA Streamline

Florida FHA Streamline Mortgage Benefits

Must be FHA to FHA
Current on Existing Loan
No Late Payments on Mortgage Last 12 Months
Payment Must Reduce on Fixed Rates
ARM to Fixed Payment
No Appraisal Required

Refinance Today & Save! Refinancing your current home loan with 1st Florida Mortgage can lower your monthly payment, help you stretch your budget, pay off existing debts, or just put a lump sum of cash into your hands. The money is yours to use any way you like — when you refinance, you can borrow additional cash to plan a dream vacation, upgrade your home, or just keep a cash reserve on hand as a financial buffer against emergencies.

Is it worth it for you to refinance your home in Florida? Contact us today to visit with a mortgage refinance specialist to evaluate your current mortgage and discuss all available refinance options to weigh out your options. In addition to standard fixed rate refinance mortgages, we also offer loans designed to help you achieve specific financial goals including adjustable rate mortgages, VA and FHA refinancing.

Florida Cash Out Refinance

Need to pull cash out of the equity of your home? Florida cash-out refi rules are a little different than in other states, but they’re not as strict as they used to be. As long as you have a good credit score and more than 20% equity in your home, you are eligible to refinance your mortgage in Florida. Learn more about Cash Out Refinance in Florida. LEARN MORE –>