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Welcome to 1st FLORIDA MORTGAGE –  St. Petersburg, FL

ST. PETERSBURG HOME LOANS

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  • Local Florida Mortgage Lender
  • In-House Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • No-Cost Mortgage Review
  • Streamline Options Available
1st Florida Mortgage, Real Estate Loans, Tampa, FL

Today's Mortgage Rates

Popular St. Petersburg Loans: 30 Year Conventional, FHA, VA and USDA options
Conventional Fixed

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30 year fixed

Low payments that never change

FHA Rates

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30 year FHA

Stable monthly payment with less money down
VA Rates

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30 year VA

100% loans to Conforming Jumbo Options available
USDA Rates

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30 year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

New Home Purchases

New Home Loan? Let us help!

  • Primary & 2nd Home
  • Conventional, FHA, VA and USDA
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida Mortgage Refinance

Mortgage Refinance? Let us help!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida FHA Home Loans

FHA Loan Advantages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida VA Home Loans

VA Mortgage Advantages

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida Conventional Home Loans

Conventional Fixed Loans

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida USDA Home Loans

USDA Mortgage Advantages

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Rolled In
  • Repairs Can be Rolled In

St. Petersburg Mortgage Lenders | Home Loans & Refinance

Welcome to 1st Florida mortgage company! We are a premier mortgage team helping residents of St. Petersburg, FL and the entire state of Florida. We pride ourselves on offering some of the best mortgage rates in St. Petersburg and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the St. Petersburg. Our mission is to counsel with the customer to understand their needs and then provide them with the best mortgage terms. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

Dale Gremillion (branch manager) and his team at  1st Florida Mortgage and has more than 25 years of experience in the mortgage industry.  We are a licensed Florida mortgage lender and we specialize in securing the best possible mortgage loan terms for residential properties throughout the state of Florida, with most careful consideration given to each individual borrower’s goals, needs and qualifications.

We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida. Staff members continue to strive to help make homebuyers’ “dreams” come true, and in the most affordable manner possible. 1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. All of our staff are licensed mortgage professionals in Florida and have more than 100 years of combined experience.  This means no loan is too small or too difficult for our team.  Call today or apply online and we look forward to earning your business. 

WHY 1ST FLORIDA MORTGAGE - ST. PETERSBURG, FL

  • St. Petersburg Mortgage Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals Available
  • 28 Day Closings!

St. Petersburg Home Loans | FHA, VA and USDA Home Loans

Our goal is to be the best mortgage company in St. Petersburg by providing superior customer service and providing a transparent mortgage lending experience. Buying a home is a big deal, whether it’s your first home or fifth move. We get it. That’s why we built a mortgage company that places you and your needs at the center of everything we do. We understand that choosing a mortgage is the biggest financial decision of your life, and we’re committed to making the process as seamless, friendly and financially valuable to you as possible. It’s a simple formula that has made us one of the most trusted mortgage providers in Florida. Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in St. Petersburg. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Read our Reviews

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

dale-gremillion3-ngi0lrwhwoajcztrzyox0ef69c8h2p2g7fic64lgx4

Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

Speak to a Loan Officer: 1-800-501-2131

Have Mortgage Questions? Let’s Talk by Email

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