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1st Florida Mortgage: Low Rates. Low Fees. Fast Close. 

St. Petersburg
Mortgage Lender

Buying or Refinancing? We've got you covered.

Today's Mortgage Rates

St. Petersburg Home Loans : 30-Year Conventional, FHA, VA and USDA
Conventional Fixed

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Primary, 2nd Homes &
Investment Properties

FHA Rates

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Great for 1st time home buyers, only 3.5% down
VA Rates

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100% Loan to $453,100 Jumbo Program Available
USDA Rates

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100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Our Popular St. Petersburg Home Loans

St. Petersburg Mortgage Lenders | Home Loans & Refinance

Welcome to 1st Florida mortgage company! We are a premier mortgage team helping residents of St. Petersburg, FL and the entire state of Florida. We pride ourselves on offering some of the best mortgage rates in St. Petersburg and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the St. Petersburg. Our mission is to counsel with the customer to understand their needs and then provide them with the best mortgage terms. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

Dale Gremillion (branch manager) and his team at  1st Florida Mortgage and has more than 25 years of experience in the mortgage industry.  We are a licensed Florida mortgage lender and we specialize in securing the best possible mortgage loan terms for residential properties throughout the state of Florida, with most careful consideration given to each individual borrower’s goals, needs and qualifications.

We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida. Staff members continue to strive to help make homebuyers’ “dreams” come true, and in the most affordable manner possible. 1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. All of our staff are licensed mortgage professionals in Florida and have more than 100 years of combined experience.  This means no loan is too small or too difficult for our team.  Call today or apply online and we look forward to earning your business. 

WHY 1ST FLORIDA MORTGAGE - ST. PETERSBURG, FL

St. Petersburg Home Loans | FHA, VA and USDA Home Loans

Our goal is to be the best mortgage company in St. Petersburg by providing superior customer service and providing a transparent mortgage lending experience. Buying a home is a big deal, whether it’s your first home or fifth move. We get it. That’s why we built a mortgage company that places you and your needs at the center of everything we do. We understand that choosing a mortgage is the biggest financial decision of your life, and we’re committed to making the process as seamless, friendly and financially valuable to you as possible. It’s a simple formula that has made us one of the most trusted mortgage providers in Florida. Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in St. Petersburg. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

Speak to a Loan Officer: (855) 718-7620

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