Your Trusted Home Loan Partner in St. Petersburg, FL
Looking for a reliable mortgage lender with low rates in St. Petersburg a reality? If so, look no further than 1st Florida Mortgage, your trusted local mortgage lender. With low rates, streamlined in-house underwriting, and fast closings, we strive to make every step of your home-buying journey as smooth and stress-free as possible. Furthermore, as an approved VA and FHA lender, we are committed to delivering personalized service designed to meet your unique needs and goals.
Let us guide you with confidence and ease as you take the next step toward achieving your dream of homeownership.
Why 1st Florida Mortgage?
- Direct Lender: Low rates and streamlined process
- Fast Approvals Local Underwriting & Funding
- Customer Service: Personalized advice and insights
Home Loans, Done Right!
Your direct lender in St. Petersburg, specializing in new home loans with low rates, low fees, and quick closings.
St. Petersburg FL Mortgage
Finding the ideal home loan in St. Petersburg has never been simpler with 1st Florida Mortgage by your side. As your trusted partner, we are dedicated to guiding you through every step of the process with personalized and efficient service. Offering a wide variety of loan options, including FHA, VA, USDA, and Jumbo loans, we provide tailored solutions to meet your unique needs and goals. Whether you’re purchasing a new home in St. Petersburg or refinancing your current mortgage, we’re here to help.
Conveniently located in St. Petersburg, we proudly serve clients throughout Florida, streamlining the lending process to ensure a smooth and timely experience. At 1st Florida Mortgage, we stand out with our commitment to integrity, transparency, and exceptional customer service. This dedication has earned us a reputation as one of the most trusted mortgage providers in St. Petersburg.
Our St. Petersburg Home Loan Products
St. Petersburg NEW HOME LOANS
Your trusted lender in St. Petersburg- personalized mortgage solutions tailored to meet all your new home loan needs.
- Primary, 2nd Home, Investment
- Low Rates & No Fee Options
- FHA, VA, JUMBO, and Conventional
Conventional Home Loans
Conventional home loans offer flexible solutions, perfect for borrowers with strong credit and a stable finances.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary, secondary, investment
St. Petersburg FHA LOANS
FHA home loans are a perfect choice for first-time homebuyers in St. Petersburg – less than perfect credit OK.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
St. Petersburg VA LOANS
As a trusted VA lender in St. Petersburg, we’re dedicated to helping Florida veterans maximize their home loan benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- Jumbo with Down Payment
St. Petersburg JUMBO LOANS
Jumbo mortgage options in St. Petersburg for non-conforming loans, providing financing up to $3,000,000.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimum
Mortgage Lender St. Petersburg, FL
Close on Time
A local lender with in-house underwriting and processing for fast, efficient approvals.
Low Rates
St. Petersburg Mortgage Lender – Approved for FHA, VA, and USDA loans
Service
St. Petersburg mortgage company delivering exceptional customer service.
Brett Dempsey
Branch Manager
NMLS #2014728
Ryan Collins
Director of Business
Development
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Chris Lederer
Production Manager
NMLS #2004549
St. Petersburg, FL Mortgage Company
Call (855) 314-2220
Experience the 1st Florida Mortgage difference in St. Petersburg, your trusted local partner for all residential home loan needs. With competitive rates and efficient in-house underwriting, we deliver a seamless and personalized lending experience tailored to your goals. Additionally, our Florida-based experts understand state-specific guidelines, ensuring a smooth, stress-free process from start to finish.
Whether you’re a first-time homebuyer or considering refinancing, we offer a variety of loan programs, including Conventional, Jumbo, FHA, VA, and USDA options. At 1st Florida Mortgage, we’re committed to making your dream of homeownership in Florida a reality. Start your journey toward achieving your goals today!
- Competitive Rates
- Direct Lender
- FHA, VA & JUMBO
- Same Day Approvals
Local Lender for New Home Loans in St. Petersburg Florida
