Your Trusted Home Loan Partner in Tampa, FL
In need of home financing or refinancing your current mortgage in Tampa, FL? Look no further than 1st Florida Mortgage, your trusted local mortgage expert. We offer competitive rates, a streamlined process for fast closings and a hassle-free home-buying journey. Let us guide you every step of the way and help make your dream of homeownership a reality with confidence and ease.
Why 1st Florida Mortgage?
- Direct Lender: Low rates, low fees, fast close
- Fast Approvals Close in as little as 21 days
- Customer Service: Unbeatable local service
Home Loans, Done Right!
Tampa Mortgage Lender
Finding the perfect home loan in Tampa Bay is easier than ever with 1st Florida Mortgage as your trusted partner. From your initial consultation to the final closing, we guide you through every step with personalized and efficient service. Offering a wide range of loan options—including FHA, VA, USDA, and Jumbo loans—we tailor solutions to meet your unique needs and goals. Based in Tampa Bay, we proudly serve clients across Florida, streamlining the process for a smooth, timely, and hassle-free experience.
At 1st Florida Mortgage, our commitment to integrity, exceptional service, and transparency sets us apart. This dedication has made us one of Tampa Bay’s most trusted mortgage providers. Whether you’re a first-time homebuyer or exploring refinancing, let us simplify your journey to homeownership and make it seamless and stress-free.
Our Tampa Bay Home Loans
Tampa NEW HOME LOANS
Your reliable Tampa mortgage lender: Tailored mortgage solutions for all your new home loan needs.
- Primary, 2nd Home, Investment
- Low Rates & No Fee Options
- FHA, VA, JUMBO, and Conventional
Conventional Home Loans
Conventional home loans provide versatile solutions, ideal for borrowers with a strong financial foundation.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary, secondary, investment
TAMPA FHA LOANS
FHA loans are an excellent choice for first-time homebuyers in Tampa, helping those with less-than-perfect credit.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
TAMPA VA LOANS
As a trusted VA lender in Tampa Bay, we are dedicated to helping Florida veterans maximize their home loan benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- Jumbo with Down Payment
TAMPA JUMBO LOANS
Jumbo home loan options in Tampa Bay provide low rates and financing for new homes up to $3,000,000.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimum
Mortgage Lender Tampa, FL
Close on Time
A local lender offering in-house underwriting and processing for quick and seamless approvals.
Low Rates
Tampa Mortgage Company – FHA, VA, and USDA approved lender
Service
Tampa Bay mortgage lender dedicated to providing exceptional customer service.
Brett Dempsey
Branch Manager
NMLS #2014728
Ryan Collins
Director of Business
Development
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Chris Lederer
Production Manager
NMLS #2004549
Tampa, Florida Mortgage Company
Call (855) 314-2220
Discover the 1st Florida Mortgage advantage in Tampa Bay—your trusted and local mortgage lender for residential home loans. With in-house underwriting and competitive rates, we ensure a seamless process that offers you control, flexibility, and confidence at every step. Our Florida-based underwriters, experts in state-specific guidelines, guarantee a smooth and efficient experience from application to closing.
We proudly offer a diverse range of loan options, including conventional, FHA, VA, and USDA loans, to ensure a solution that fits your unique needs. Whether you’re buying your first home or refinancing your current mortgage, our dedicated team is here to guide you every step of the way. Let 1st Florida Mortgage help make your Florida homeownership dreams a reality—start your journey today!
- Competitive Rates
- Direct Lender
- FHA, VA & JUMBO
- Same Day Approvals
#1 Florida Lender for New Home Loans in Tampa Bay, FL
Whether you’re buying a new home or refinancing your current mortgage, we’re here to support you every step of the way! As a direct mortgage lender in Florida, we provide competitive rates, efficient in-house underwriting, and outstanding customer service to deliver a hassle-free experience. Based in Tampa Bay, we proudly serve clients across the state, offering personalized attention and local expertise. Wherever you are in Florida, we’re ready to help you achieve your homeownership goals with confidence and ease!
