1st Florida Mortgage

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Home Loans, Done Right!

Your Fort Lauderdale
Mortgage Lender!

Buying or Refinancing? We've got you covered.

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Fort Lauderdale – FHA, USDA, VA Loans

Today's Mortgage Rates
30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
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Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Fort Lauderdale Mortgage Lender

Fort Lauderdale Home Loans

Your Trusted Florida Lender

In Fort Lauderdale, 1st Florida Mortgage provides expert residential mortgage services. With ultra competitive rates and top notch customer service, we are a local direct mortgage lender in Florida. With the help of our home loan experts, you will be able to select the best loan option for your needs and secure the lowest rates possible. Due to our in-house underwriters, we are able to make quick decisions and close loans quickly. We can determine which loan program fits your individual needs, whether you’re a first-time home buyer, a US military member, or you need a Jumbo mortgage. Buying or refinancing a home in Fort Lauderdale, jumbo home loans, or refinancing your mortgage are our specialties. For a free good faith estimate, give us a call today!

Getting pre-qualified for a mortgage loan is the most important thing to do before looking for a new home. A pre-qualification letter is not only a great tool for prospective buyers to figure out how much they can afford, but most realtors will not show properties without one, let alone take them on as clients without one. Getting prequalified will show the seller that you are pre-approved and more likely for your offer to be accepted. 

We can help you get pre-qualified and will provide a free credit check, all absolutely free! 1st Florida Mortgage will never charge an application fee or any other hidden fees. Give us a call or apply online in minutes – we looking forward to earning your business.

Value of the Difference:

Mortgage Lender in Fort Lauderdale, FL | FHA, VA & USDA

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Fort Lauderdale. We also can help withresidential mortgages in West Palm Beach, FL and with mortgages in Miami, FL area.  For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Fort Lauderdale Real Estate (2024)

As of March, 2024, there were 1856 homes for sale in Fort Lauderdale, FL. with an average sales price of $621,950.  Fort Lauderdale is still a hot real estate market despite the higher mortgage rates that have continued to go up in 2024.  With a booming population and flourishing lifestyle that is second to none, you’ll be enjoying the returns on your investment for years to come in the beautiful city of Fort Lauderdale, Florida. 

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

Mario Larrea

Sr. Loan Officer
NMLS #184372


Daniel Neto

Loan Officer
NMLS #155499

Florida Mortgage Loan Officer

Brooke Benson

Sr. Loan Officer
NMLS #409893


Jimmy Smith

Loan Officer
NMLS #2038961

Femi Oriogun

Femi Oriogun


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