1st Florida Mortgage

Fort Lauderdale Home Loans

New home purchase & mortgage refinance

Local Fort Lauderdale Mortgage Lender – Making Homeownership a Reality

Buying a new home in Fort Lauderdale, FL? 1st Florida Mortgage is your local direct lender offering competitive rates, in-house underwriting, and fast closings. As an approved VA and FHA lender, we’re proud to provide personalized service to help bring your homeownership dreams to life.

Why 1st Florida Mortgage?

Direct Lender: Competitive rates and fast closings
Fast Approvals In-House Underwriting for fast approvals
Customer Service: Dedicated service at every step

Home Loans, Done Right!

Fort Lauderdale, FL lender with low rates and in-house underwriting for fast approvals and fast closings.

Your Fort Lauderdale, FL Mortgage Lender

When you’re searching for the ideal home loan in Fort Lauderdale, begin by partnering with a lender you can trust—1st Florida Mortgage. We are committed to providing personalized, efficient service and presenting you with an extensive selection of loan programs. From FHA, VA, and USDA loans to Jumbo financing, we tailor our offerings to help you confidently realize your homeownership dreams. Plus, with our easily accessible Fort Lauderdale office, we’re able to streamline the lending process for clients throughout Florida, ensuring a seamless and timely experience no matter where you reside.

Our mission is simple: integrity, exceptional customer service, and honest, straightforward lending. We provide transparent guidance every step of the way, a philosophy that has earned us recognition as one of Fort Lauderdale’s top mortgage companies.

Our HOME Loan OPTIONS

Fort Lauderdale HOME LOANS

BUYING A NEW HOME?

Your local Fort Lauderdale lender specializing in new home loans, with an array of home loan products:

Primary, 2nd Home, Investment
Low Rates & No Fee Options
FHA, VA, JUMBO, and Conventional

Conventional Home Loans

30 and 20-year fixed rate

Conventional home loans present a range of favorable terms, including lower rates and better terms.

30, 20 and 15-Year terms
Financing up to $766,500
Primary, secondary, investment

Fort Lauderdale FHA LOANS

FIRST TIME HOME BUYER?

FHA home loans are perfect for first time home buyers in Florida, but you don’t have to be a first time buyer.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

Fort Lauderdale VA LOANS

FLORIDA VA LENDER

VA lender in Fort Lauderdale- we’re committed to helping our Florida veterans make the most of their home loan benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
Jumbo with Down Payment

Fort Lauderdale JUMBO Loans

JUMBO Mortgage LOANS

Jumbo mortgage solutions in Fort Lauderdale with financing up to $3,000,000, offering competitive low rates.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE AND SAVE!

Fort Lauderdale Mortgage Refinance—unlock significant savings, secure lower rates, and enjoy more favorable terms.

Cash Out Refinance
Debt Consolidation
FHA Streamline
VA IRRRL’s

Mortgage lender Fort Lauderdale, FL

Close on Time

In-house underwriting, processing and closing for fast approvals

Low Rates

Fort Lauderdale Lender – FHA, VA, and USDA approved lender

Service

Fort Lauderdale mortgage company with top notch customer service

Why Choose Us? It's Our People!

I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!

Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!

James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!

1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Call (855) 314-2220

Experience the 1st Florida Mortgage advantage in Fort Lauderdale—your trusted, local mortgage lender for residential home loans. Our in-house underwriting and competitive rates give you complete control, flexibility, and a streamlined process designed around your goals. With Florida-based underwriters well-versed in state-specific guidelines, you can count on a smooth, efficient experience from start to finish. We proudly offer an extensive range of loan options, from conventional to FHA, VA, and USDA. Whether you’re purchasing your first home or refinancing, we’ll craft the ideal solution. Let 1st Florida Mortgage help you achieve your Florida homeownership dreams—your journey starts today!

#1 Florida Lender for New Home Loans in Fort Lauderdale, FL

Whether you are buying a new home or need to refinance your current mortgage – we’ve got you covered! We are a direct mortgage lender in Florida with low rates, in-house underwriting and unbeatable customer service. As a local mortgage company right here in Fort Lauderdale we can close loans anywhere in the state: