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Florida Home Mortgage Loans
There are many types of Florida home mortgage loans. Understanding what’s available can help you review your options to get an idea of what options might work best for you and your family. Of course, 1st Florida Mortgage is happy to help you find the right home loan! In the meantime, why not review your
Best Mortgage Companies in Florida
Whether you’re a first-time home buyer or are a seasoned veteran, you’ve got so many choices when it comes to purchasing a house. Finding the best mortgage company to structure a loan for your individual lending needs can be a challenge. Should you work with a mortgage lender? A mortgage broker? Or should you use
How the Fed’s Interest Rate Hike Affects Your Mortgage
This week, the Federal Reserve raised interest rates for the third time in 2018. This quarter-percentage rate increase brought the federal funds rate into the target range of 2 – 2.25 percent. The committee sets monetary policy, primarily by raising or lowering the Fed’s target for the federal funds rate, which is used as the
What to Prepare Before Disaster Strikes
Every part of the world is susceptible to natural disaster, as we’ve seen in the USA this year. Hurricanes, floods, earthquakes, tornadoes, and wildfires have affected numerous locations across the country. Learn about the types of disasters that are likely in your community and the local emergency, and shelter phone numbers, websites, and plans for
Top 10 Things About Your Credit
How do you build credit? Focus on the five fundamentals that determine your credit score: payment history, credit utilization, length of credit history, new credit, and credit mix. A general rule is to use credit sparingly and make payments on time. It takes years to build good credit, but it’s worthwhile to be patient. Is
Home Buying Mistakes to Avoid
Becoming a homeowner in Florida is one of the most exciting and potentially stressful things you can do. There’s a lot to learn and a lot to do, which can leave quite a bit of room for mistakes. The home buying process is an emotional experience that is personal for each buyer. Just remember that