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Welcome to 1st FLORIDA MORTGAGE –  West Palm Beach, FL

WEST PALM BEACH HOME LOANS

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  • Local Florida Mortgage Lender
  • In-House Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • No-Cost Mortgage Review
  • Streamline Options Available
1st Florida Mortgage, Real Estate Loans, Tampa, FL

Our Popular West Palm Beach Home Loans

30 Year Conventional, FHA, VA and USDA home loan options
Conventional Fixed

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30 year fixed

Low payments that never change

FHA Rates

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30 year FHA

Stable monthly payment with less money down
VA Rates

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30 year VA

100% loans to Conforming Jumbo Options available
USDA Rates

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30 year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

New Home Purchases

New Home Loan? Let us help!

  • Primary & 2nd Home
  • Conventional, FHA, VA and USDA
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida Mortgage Refinance

Mortgage Refinance? Let us help!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida FHA Home Loans

FHA Loan Advantages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida VA Home Loans

VA Mortgage Advantages

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida Conventional Home Loans

Conventional Fixed Loans

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida USDA Home Loans

USDA Mortgage Advantages

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Rolled In
  • Repairs Can be Rolled In

West Palm Beach Mortgage Lenders

Why choose 1st Florida Mortgage? We specialize in securing the best possible mortgage loan terms for residential properties in West Palm Beach and all of Florida. We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida. 1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act.

Our goal is to be the best mortgage company in West Palm Beach by providing superior customer service and providing a transparent mortgage lending experience. We understand that buying a new home is a big deal, whether it’s your first home or fifth move. We get it! That’s why we built our mortgage company that places you and your needs at the center of everything we do. Our motto is simple, we promise to give you a competitively low rate, with low fees with a transparent process so you fully understand everything. Leverage cutting-edge technology to streamline the mortgage process and simplify every step. It’s a simple formula that has made us one of the most trusted mortgage providers in West Palm Beach.

WEST PALM BEACH HOME LOANS & REFINANCE

  • West Palm Beach Mortgage Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals Available
  • 28 Day Closings!

Home Loans in West Palm Beach, FL | FHA, VA & USDA Home Loans

1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Fort Lauderdale, we are conveniently located in the center of the state. 1st Florida Mortgage holds a Florida Mortgage Lender license and offers a wide array of mortgage products, including FHA, USDA, VA, Conventional, Jumbo and other loan options. experience in all phases of mortgage lending and can help answer your questions.

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in West Palm Beach. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Read our Reviews

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

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Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

Speak to a Loan Officer: 1-800-501-2131

Have Mortgage Questions? Let’s Talk by Email

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