USDA Home Loans

Rural Properties – 100% Financing

FLORIDA USDA MORTGAGES

USDA Loans in Florida – Looking to purchase a new home with no down payment?  Curious to find out more about how Florida USDA home loans work?  Call us today and we can help determine if a USDA mortgage is right for you.  

How USDA Home Loans Work? This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural home buyers.  USDA guaranteed mortgage loans in Florida give people the ability to buy homes with no down payment and are easier to qualify for or allow lower credit borrowers to qualify.  USDA home loans also come with better interest rates – since the Department of Agriculture guarantees your loan against default.

Why may apply for Florida USDA home loans?

  • Meet income-eligibility
  • Agree to personally occupy the dwelling as their primary residence
  • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien
  • Have the legal capacity to incur the loan obligation
  • Have not been suspended or debarred from participation in federal programs
  • Demonstrate the willingness to meet credit obligations in a timely manner
  • Purchase a property that meets all program criteria

 USDA mortgage lender in Florida with low rates & low fees. Our team of mortgage experts are specialist in USDA home loans. Call today at (407) 392-4031.

USDA Home Loans – Pre Qualify Now

Florida USDA Home Loans

WHY 1ST FLORIDA MORTGAGE USDA LOANS

  • Direct Mortgage Lender- Low Rates & Fees
  • Direct Mortgage Lender- Low Rates & Fees
  • Same Day Pre-Qualifications
  • 28 Day Closings!

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Have Questions? Speak with a USDA Loan Specialist!