Buying a New Home?
Let us help find the perfect loan
NEW HOME PURCHASES – CLOSE IN 28 DAYS!
As a local Florida home mortgage lender, 1st Florida Mortgage has the flexibility to underwrite loans quickly, make faster decisions and close on time. 1st Florida Mortgage’s flexibility and efficiency is unavailable to traditional mortgage brokers as we control the transaction from application to funding. As consummate mortgage professionals, every 1st Florida Mortgage employee from the top down is committed to providing excellent customer service throughout the entire loan process. Low rates, low fees, fast closings and superior customer service is our mission statement. Please contact us today to find out which Florida home loan type is right for you.
Close Your Loan in 28 Days! – Our goal is to close every home loan in 28 Days or Less
CONVENTIONAL FIXED RATE LOANS IN FLORIDA
Florida fixed rate mortgage loans are the standard loan type for the majority of home financing, and are available in a variety of terms from 10 to 30 years. This loan type offers a consistent or “fixed” principal and interest payment throughout the life of the loan. Standard fixed rate terms are: 10, 15, 20, 25 or 30 years, although 15 and 30 are the most common. By choosing a shorter fixed rate option, you can realize a substantial savings in interest over the life of the loan.
CONVENTIONAL ADJUSTABLE RATE LOANS
FHA HOME LOANS
VA HOME LOANS
For rural properties a Florida USDA home mortgages could be the perfect fit for a home buyer. Offering 100% financing, with the ability to roll in closing costs and in some cases repairs, Florida USDA makes home ownership possible for many Floridians.