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1st Florida Mortgage: Low Rates. Low Fees. Fast Close. 

Panama City
Mortgage Lender

Buying or Refinancing? We've got you covered.

Today's Mortgage Rates

Panama City Home Loans : 30-Year Conventional, FHA, VA and USDA
Conventional Fixed

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Primary, 2nd Homes &
Investment Properties

FHA Rates

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Great for 1st time home buyers, only 3.5% down
VA Rates

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100% Loan to $453,100 Jumbo Program Available
USDA Rates

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100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Popular Panama City Mortgage Loans

Panama City, FL Lenders - Home Loans & Mortgage Refinance

1st Florida Mortgage is your premiere mortgage team located in Panama City, FL. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of Mortgage Loan officers can help you take that first step toward a financial solution. With over 30 years of experience, we know what we are doing and can get you to the closing table. We close on time, as promised – we strive to close all loans in 28 days or less! As Panama City’s leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within one hour and providing a written pre-approval certificate to present with their purchase contract. We have the technology to make the process easier than they have ever imagined.

We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in Panama City, FL. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible.

Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. We ask you to research our reviews online and see what our past customers in Panama City are saying about us.

BUYING A NEW HOME IN PANAMA CITY, FL? LET US HELP!

Panama City Mortgage Lenders | FHA, VA & USDA Home Loans

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

For new home purchases in Panama City, we offer same day approvals and strive to close all loans in 28 days or less. We can also help with residential mortgages in Pensacola, FL.  We specialize in FHA home loans, VA home loans and Jumbo loans. Call today for a free good faith estimate and let us earn your business!

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

tampa_florida_mortgage_officer-MarioLarrea2

Mario Larrea

Sr. Loan Officer
NMLS #184372

DanielM-1

Daniel Neto

Loan Officer
NMLS #155499

Ryan-McKeon

Ryan Collins

Production Support
Manager

Shella_Mortgage_company

Shella Mullen

Customer Care
Specialist

Speak to a Loan Officer: (855) 718-7620

Have Mortgage Questions? Let’s Talk by Email

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