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1st Florida Mortgage: Miami, FL Mortgage Lender 

Low Rates. Low Fees. Fast Closings.

Buying or Refinancing? We've got you covered.

Today's Mortgage Rates

Miami Home Loans : 30-Year Conventional, FHA, VA and USDA
Conventional Fixed

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Primary, 2nd Homes &
Investment Properties

FHA Rates

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Great for 1st time home buyers, only 3.5% down
VA Rates

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100% Loan to $453,100 Jumbo Program Available
USDA Rates

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100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Our Popular Miami Home Loans

Miami Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Miami. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Miami new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

1st Florida Mortgage is your one stop shop for all your home financing needs in Miami, FL. Based in Florida, we offer home loans in throughout the state of Florida for both purchase and refinancing. Getting started is easy, simply contact us via telephone or fill out the “Apply Now” form to speak to a qualified mortgage professional and find out what your best Florida mortgage rate and loan program that is customized for your financial needs. 

Home Purchases in Miami

Have you been looking into purchasing your own home? Is renting finally getting to you? We specialize in VA Home Loans in Florida where if you or your spouse have served in the military, you can purchase your home with 0% down payment (no money down ). Home buying requires a professional to guide you through the process. 1st Florida Mortgage Company offers multiple home loan opportunities for home buyers. In addition to VA Loans, we can help you find the right mortgage: FHA, Conventional, VA and USDA home loans.

Home Refinancing in Miami

We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, 1st Florida Mortgage will provide you with the best mortgage rate possible for your unique situation.

MIAMI MORTGAGE - WHY CHOOSE 1ST FLORIDA MORTGAGE

Mortgage Lenders Miami, FL | FHA, VA & USDA Home Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Miami, FL.  We can also help with residential mortgages in Pembroke Pines, FL and mortgages in Fort Lauderdale, FL.   For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

tampa_florida_mortgage_officer-MarioLarrea2

Mario Larrea

Sr. Loan Officer
NMLS #184372

DanielM-1

Daniel Neto

Loan Officer
NMLS #155499

Ryan-McKeon

Ryan Collins

Production Support
Manager

Shella_Mortgage_company

Shella Mullen

Customer Care
Specialist

Speak to a Loan Officer: (855) 718-7620

Have Mortgage Questions? Let’s Talk by Email

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