1st Florida Mortgage

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Home Loans, Done Right!

Miami, FL
Mortgage Lender

Buying or refinancing? We've got you covered!

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Miami Home Loans – FHA, USDA, and VA loans

Today's Rates
30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
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Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Miami Mortgage Lender
New Home Loans

Mortgage Lending & Refinance

1st Florida Mortgage provides expert residential mortgage services in Miami. Florida-based direct mortgage lender with ultra competitive rates and excellent customer service. Let our home loan experts help you choose the best loan option for you and secure the most competitive interest rates. We are able to make rapid decisions and close loans quickly because we have in-house underwriters. We can help you choose the best loan program for your particular needs, whether you’re a first-time home buyer, a US military member, or in need of a Jumbo loan. Give us a call today for a free, no-obligation quote!

1st Florida Mortgage is your one stop shop for all your home financing needs in Miami, FL. Based in Florida, we offer home loans in throughout the state of Florida for both purchase and refinancing. Getting started is easy, simply contact us via telephone or fill out the “Apply Now” form to speak to a qualified mortgage professional and find out what your best Florida mortgage rate and loan program that is customized for your financial needs. 

Miami, FL New Home Loans

Have you been looking into purchasing your own home? Is renting finally getting to you? We specialize in VA Home Loans in Florida where if you or your spouse have served in the military, you can purchase your home with 0% down payment (no money down ). Home buying requires a professional to guide you through the process. 1st Florida Mortgage Company offers multiple home loan opportunities for home buyers. In addition to VA Loans, we can help you find the right mortgage: FHA, Conventional, VA and USDA home loans.

Home Refinancing in Miami

We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, 1st Florida Mortgage will provide you with the best mortgage rate possible for your unique situation.


Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Miami, FL.  We can also help with residential mortgages in Pembroke Pines, FL and mortgages in Fort Lauderdale, FL.   For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Miami Real Estate (2024)

Currently (as of March 2024) on Zillow there are 2832 homes for sale in Miami FL. View listing photos, review recent sales history in Miami, and use the real estate filters to find the perfect place. This home value is seasonally adjusted and only includes the mid tier prices of Miami homes. 

There is no doubt that Miami, FL real estate is among the most coveted in the world. People usually associate Miami with South Beach, which has great year-round weather, sugar beaches, world-class night life, rooftop restaurants, and Ocean Drive.  With all the recent development north of South Beach and the addition of approximately 43,500 new condos in Downtown Miami over the last 10 years, Miami has become more and more gentrified.  Miami is the perfect place  to have either a permanent residence or a second home.  Plan on buying a new home in Miami, Florida?  Give us a call and we look forward to earning your business. 

Why 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!


Mario Larrea

Sr. Loan Officer
NMLS #184372


Daniel Neto

Loan Officer
NMLS #155499

Florida Mortgage Loan Officer

Brooke Benson

Sr. Loan Officer
NMLS #409893


Jimmy Smith

Loan Officer
NMLS #2038961

Femi Oriogun

Femi Oriogun


Miami Home Loans

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