1st Florida Mortgage

Speak to a Live Loan Officer:

WELCOME TO 1st florida mortgage - Local Florida Mortgage Lender

Miami Home Loans, Done Right!


Buying or refinancing? We've got you covered!

Miami, FL lender for new home loans & refinancing- FHA, USDA, VA and Conventional loans

Today's Mortgage Rates
30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
getting rates...
getting rates...
getting rates...
getting rates...

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Miami New Home Loans

Miami, FL Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Miami. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Miami new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

1st Florida Mortgage is your one stop shop for all your home financing needs in Miami, FL. Based in Florida, we offer home loans in throughout the state of Florida for both purchase and refinancing. Getting started is easy, simply contact us via telephone or fill out the “Apply Now” form to speak to a qualified mortgage professional and find out what your best Florida mortgage rate and loan program that is customized for your financial needs. 

Miami, FL New Home Loans

Have you been looking into purchasing your own home? Is renting finally getting to you? We specialize in VA Home Loans in Florida where if you or your spouse have served in the military, you can purchase your home with 0% down payment (no money down ). Home buying requires a professional to guide you through the process. 1st Florida Mortgage Company offers multiple home loan opportunities for home buyers. In addition to VA Loans, we can help you find the right mortgage: FHA, Conventional, VA and USDA home loans.

Home Refinancing in Miami

We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, 1st Florida Mortgage will provide you with the best mortgage rate possible for your unique situation.


Mortgage Lenders Miami, FL | FHA, VA & USDA Home Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Miami, FL.  We can also help with residential mortgages in Pembroke Pines, FL and mortgages in Fort Lauderdale, FL.   For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Miami Real Estate (2023)

Currently (as of March 2023) on Zillow there are 2531 homes for sale in Miami FL. View listing photos, review recent sales history in Miami, and use the real estate filters to find the perfect place. As of June, 2022 the average home values in Miami were $499,550.  This home value is seasonally adjusted and only includes the mid tier prices of Miami homes. 

Real estate in Miami, FL is among the most coveted in the world. When people think about Miami, what usually comes to mind is the infamous South Beach which has great year around weather, sugar beaches, world class night life and rooftop restaurants, and Ocean Drive.  With all the recent development north of South Beach and the addition of approximately 23,000 new condos in Downtown Miami over the last 10 years, Miami has become more and more gentrified.  Miami is the perfect place  to have either a permanent residence or a second home.  Plan on buying a new home in Miami, Florida?  Give us a call – as a local lender right here in Florida we offer in-house underwriting and can close loans fast – typically in 28 days or less. 


Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!


Mario Larrea

Sr. Loan Officer
NMLS #184372


Daniel Neto

Loan Officer
NMLS #155499

Florida Mortgage Loan Officer

Brooke Benson

Sr. Loan Officer
NMLS #409893

Florida Mortgage Lender

Eric Brown

Loan Officer
NMLS #2253802

Femi Oriogun

Femi Oriogun


Speak to a Loan Officer

Have Questions? Let’s Talk

This field is for validation purposes and should be left unchanged.

Get Started - Quick Rate Quote

This field is for validation purposes and should be left unchanged.