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Welcome to 1st FLORIDA MORTGAGE –  Cape Coral, FL

MIAMI HOME LOANS & REFINANCE

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  • Local Florida Mortgage Lender
  • In-House Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • No-Cost Mortgage Review
  • Streamline Options Available
1st Florida Mortgage, Real Estate Loans, Tampa, FL

Today's Mortgage Rates

Popular Miami Home Loans: 30 Year Conventional, FHA, VA and USDA options
Conventional Fixed

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30 year fixed

Low payments that never change

FHA Rates

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30 year FHA

Stable monthly payment with less money down
VA Rates

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30 year VA

100% loans to Conforming Jumbo Options available
USDA Rates

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30 year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

New Home Purchases

New Home Loan? Let us help!

  • Primary & 2nd Home
  • Conventional, FHA, VA and USDA
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida Mortgage Refinance

Mortgage Refinance? Let us help!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida FHA Home Loans

FHA Loan Advantages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida VA Home Loans

VA Mortgage Advantages

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida Conventional Home Loans

Conventional Fixed Loans

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida USDA Home Loans

USDA Mortgage Advantages

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Rolled In
  • Repairs Can be Rolled In

Miami Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Miami. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Miami new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

1st Florida Mortgage is your one stop shop for all your home financing needs in Miami, FL. Based in Florida, we offer home loans in throughout the state of Florida for both purchase and refinancing. Getting started is easy, simply contact us via telephone or fill out the “Apply Now” form to speak to a qualified mortgage professional and find out what your best Florida mortgage rate and loan program that is customized for your financial needs. 

Home Purchases in Miami

Have you been looking into purchasing your own home? Is renting finally getting to you? We specialize in VA Home Loans in Florida where if you or your spouse have served in the military, you can purchase your home with 0% down payment (no money down ). Home buying requires a professional to guide you through the process. 1st Florida Mortgage Company offers multiple home loan opportunities for home buyers. In addition to VA Loans, we can help you find the right mortgage: FHA, Conventional, VA and USDA home loans.

Home Refinancing in Miami

We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, 1st Florida Mortgage will provide you with the best mortgage rate possible for your unique situation.

MIAMI MORTGAGE - WHY CHOOSE 1ST FLORIDA MORTGAGE

  • Miami Mortgage Lender with Low Rates, Low Fees, Fast Closings
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals Available
  • 28 Day Closings!

Mortgage Lenders Miami, FL | FHA, VA & USDA Home Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Miami, FL.  We can also help with residential mortgages in Pembroke Pines, FL and mortgages in Fort Lauderdale, FL.   For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Read our Reviews

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

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Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

Speak to a Loan Officer: 1-800-501-2131

Have Mortgage Questions? Let’s Talk by Email

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