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Welcome to 1st FLORIDA MORTGAGE –  Jacksonville, FL

LOW RATES. LOW FEES. FAST CLOSINGS.

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  • Local Florida Mortgage Lender
  • In-House Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • No-Cost Mortgage Review
  • Streamline Options Available
1st Florida Mortgage, Real Estate Loans, Tampa, FL

Today's Mortgage Rates

Popular Jacksonville Loans: 30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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30 year fixed

Low payments that never change

FHA Rates

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30 year FHA

Stable monthly payment with less money down
VA Rates

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30 year VA

100% loans to Conforming Jumbo Options available
USDA Rates

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30 year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

New Home Purchases

New Home Loan? Let us help!

  • Primary & 2nd Home
  • Conventional, FHA, VA and USDA
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida Mortgage Refinance

Mortgage Refinance? Let us help!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida FHA Home Loans

FHA Loan Advantages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida VA Home Loans

VA Mortgage Advantages

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida Conventional Home Loans

Conventional Fixed Loans

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida USDA Home Loans

USDA Mortgage Advantages

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Rolled In
  • Repairs Can be Rolled In

Jacksonville Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Jacksonville. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Jacksonville new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Our Jacksonville mortgage team is committed to providing families with the highest quality financial services, combined with the lowest rates available. Our Florida loan officers will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs. Whether you are purchasing a Florida dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage team can help you find the right loan program at the lowest rate, no matter what your Florida home financing needs are.

Why Choose 1st Florida Mortgage Lending?

  • Jacksonville Mortgage Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals Available
  • 28 Day Closings!

Jacksonville New Home Loans | FHA, VA & USDA Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Jacksonville, FL.  We can also help with residential mortgages in Tallahassee, Florida.  For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Read our Reviews

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

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Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

Speak to a Loan Officer: 1-800-501-2131

Have Mortgage Questions? Let’s Talk by Email

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