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Welcome to 1st FLORIDA MORTGAGE – Jacksonville, FL

LOW RATES. LOW FEES. FAST CLOSINGS.

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Today's Mortgage Rates

Popular Jacksonville Loans: 30 Year Conventional, FHA, VA and USDA loan options

Conventional Fixed

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30 year fixed

Low payments that never change

FHA Rates

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30 year FHA

Stable monthly payment with less money down

VA Rates

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30 year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

New Home Purchases

New Home Loan? Let us help!

Primary & 2nd Home
Conventional, FHA, VA and USDA
Renovation Loan Programs
Great Rates, Low Fees

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Florida Mortgage Refinance

Mortgage Refinance? Let us help!

Reduce Monthly Payment
Shorten Mortgage Term
Cash-out Debt Consolidation
Streamline Options Available

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Florida FHA Home Loans

FHA Loan Advantages

Great 1st Time Buyers
Low Down Payment
Easier Credit Qualifying
203K Renovations Loan

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Florida VA Home Loans

VA Mortgage Advantages

Zero Down, 100% Financing
No Monthly Mortgage Insurance
No Debt to Income Restrictions
Jumbo Option with Down Payment

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Florida Conventional Home Loans

Conventional Fixed Loans

Primary, 2nd homes and Investment
Up to 97% Financing
No Up-front Funding Fees
Renovation Loan Programs

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Florida USDA Home Loans

USDA Mortgage Advantages

100% Financing Rural Properties
Primary Residence Only
Closing Costs Rolled In
Repairs Can be Rolled In

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Jacksonville Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Jacksonville. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Jacksonville new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Our Jacksonville mortgage team is committed to providing families with the highest quality financial services, combined with the lowest rates available. Our Florida loan officers will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs. Whether you are purchasing a Florida dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage team can help you find the right loan program at the lowest rate, no matter what your Florida home financing needs are.

Why Choose 1st Florida Mortgage Lending?

Jacksonville New Home Loans | FHA, VA & USDA Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Jacksonville, FL. We can also help with residential mortgages in Tallahassee, Florida. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!