We’ve been servicing the Cape Coral, FL residents for more than a decade and our team have over 100 years combined experience in the mortgage industry. Our mortgage company has vast experience in all phases of mortgage lending. At 1st Florida Mortgage, we are different; we are a direct mortgage lender with low rates, low fees and typically close within 28 days. You need a mortgage company you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A mortgage company that is transparent in everything we do and who has people you can meet with, look in the eye and get direct accountability. You need experienced professionals who will walk you through the process one step at a time so you are comfortable and aware of everything that is happening. A company who will help you get the best program and rates based on your unique financial situation and help you plan the best approach in moving into a new home of your dreams or keeping the home you are in now.

Our Cape Coral Mortgage team offers ‘in house processing” therefore we have CONTROL of closing your loan since all closing dates are ‘time sensitive’. Most other companies subcontract their processing out of state therefore losing “your personal” information. At 1st Florida Mortgage you talk directly to your loan processor which will stop delays in the closing process that could cost you your dream home and your deposit.

1st Florida Mortgage provides expert service in the field of residential mortgages in Cape Coral and also offers mortgage loans in Naples, FL.   Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Cape Coral new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!