Speak to a Live Loan Officer:

Welcome to 1st FLORIDA MORTGAGE –  Cape Coral, FL

Cape Coral Mortgage Lender

Request Quote in 2-3 Minutes

  • Local Florida Mortgage Lender
  • In-House Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • No-Cost Mortgage Review
  • Streamline Options Available
1st Florida Mortgage, Real Estate Loans, Tampa, FL

Today's Mortgage Rates

Cape Coral Popular loans: 30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

getting rates...

30 year fixed

Low payments that never change

FHA Rates

getting rates...

30 year FHA

Stable monthly payment with less money down
VA Rates

getting rates...

30 year VA

100% loans to Conforming Jumbo Options available
USDA Rates

getting rates...

30 year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

New Home Purchases

New Home Loan? Let us help!

  • Primary & 2nd Home
  • Conventional, FHA, VA and USDA
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida Mortgage Refinance

Mortgage Refinance? Let us help!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida FHA Home Loans

FHA Loan Advantages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida VA Home Loans

VA Mortgage Advantages

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida Conventional Home Loans

Conventional Fixed Loans

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida USDA Home Loans

USDA Mortgage Advantages

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Rolled In
  • Repairs Can be Rolled In

Cape Coral Home Loans & Mortgage Refinance

We’ve been servicing the Cape Coral, FL residents for more than a decade and our team have over 100 years combined experience in the mortgage industry. Our mortgage company has vast experience in all phases of mortgage lending. At 1st Florida Mortgage, we are different; we are a direct mortgage lender with low rates, low fees and typically close within 28 days. You need a mortgage company you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A mortgage company that is transparent in everything we do and who has people you can meet with, look in the eye and get direct accountability. You need experienced professionals who will walk you through the process one step at a time so you are comfortable and aware of everything that is happening. A company who will help you get the best program and rates based on your unique financial situation and help you plan the best approach in moving into a new home of your dreams or keeping the home you are in now.

Our Cape Coral Mortgage team offers ‘in house processing” therefore we have CONTROL of closing your loan since all closing dates are ‘time sensitive’. Most other companies subcontract their processing out of state therefore losing “your personal” information. At 1st Florida Mortgage you talk directly to your loan processor which will stop delays in the closing process that could cost you your dream home and your deposit.

1st Florida Mortgage provides expert service in the field of residential mortgages in Cape Coral and also offers mortgage loans in Naples, FL. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Cape Coral new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Why Choose 1st Florida Mortgage?

  • Florida Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals Available
  • 28 Day Closings!

Cape Coral Home Loans & Mortgage Refinance

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage company in Cape Coral, Florida. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for our Florida Veterans. Call today and speak with a mortgage consultant for a free good faith estimate and let us earn your business!

Read our Reviews

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

dale-gremillion3-ngi0lrwhwoajcztrzyox0ef69c8h2p2g7fic64lgx4

Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

Speak to a Loan Officer: 1-800-501-2131

Have Mortgage Questions? Let’s Talk by Email

  • This field is for validation purposes and should be left unchanged.