1st Florida Mortgage

Home Loans, Done Right!

Your Cape Coral, FL
Mortgage Lender!

Buying or Refinancing? We've got you covered.
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FHA, USDA, VA and Conventional – Compare options –>

Our Mortgage Rates

30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
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Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Cape Coral Mortgage Lender

Popular Cape Coral Loans

Home Loans & Refinancing

Our team of experts has over 100 years combined experience in the mortgage industry and has been originating loans in the Cape Coral area for more than 20 years. Whether you need the USDA rural home loan or a VA or FHA loan, we have you covered. With extensive mortgage lending experience, our company offers a wide range of mortgage services. We are a direct mortgage lender with low rates, low fees, and typically close within 28 days. Buying a home is one of the most important financial decisions you will ever make, so you need a mortgage company you can trust. Our motto is Low Rates, Upfront Lending and Great Customer Service. 

Why Choose 1st Florida Mortgage?

Cape Coral Home Loans & Mortgage Refinance

Get in touch with 1st Florida Mortgage today to find out why more and more people are choosing the company as their preferred mortgage company in Cape Coral, Florida. New home purchases are approved same day and closed within 28 days or less. FHA loans are available to first-time home buyers and VA loans are available to veterans in Florida. Let us earn your business by offering you a free good faith estimate!

Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Cape Coral new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Whether you are in need of home financing in MiamiTampa, Orlando or Cape Coral we have you covered. Call today for a free good faith estimate.

Cape Coral Real Estate

Cape Coral lies in Lee County, southwest Florida. Lee County is home to the second-largest city in Florida. The temperate climate and panoramic beach views of Cape Coral make it a popular tourist destination. The beach is close to Cape Coral, which offers affordable homes. There is something for everyone in Cape Coral, whether you are a young professional looking for your first home or a retiree looking for the perfect place to call home.

Among Cape Coral’s many neighborhoods, some offer a little more than others. Look no further than Del Prado and Pine Island Ridge if you’re searching for charming homes in quiet neighborhoods. Consider Gulf Coast Estates or Island Park Village if you’re a more active person who enjoys the outdoors.

In 2024, the median listing home price in Cape Coral, FL was $561K, trending up 54% year-over-year. The median listing home price per square foot was $282. The median home sold price was $465Km there are currently 2876 homes for sale in Cape Coral FL. View listing photos, review sales history, and search for homes for sale in Cape Coral by MLS #, sales price, zip codes, schools, and more filters.  

Why More Floridians are Choosing Us? It's Our People!


Mario Larrea

Sr. Loan Officer
NMLS #184372


Daniel Neto

Loan Officer
NMLS #155499

Florida Mortgage Loan Officer

Brooke Benson

Sr. Loan Officer
NMLS #409893


Jimmy Smith

Loan Officer
NMLS #2038961

Femi Oriogun

Femi Oriogun


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