Your Trusted Mortgage Partner in Cape Coral, FL
Are you in need of financing for your dream home in Cape Coral? 1st Florida Mortgage is a trusted lender for Florida realtors, specializing in new home loans. We pride ourselves on offering competitive rates, efficient in-house underwriting, and quick closings to ensure a seamless home-buying experience. As an approved VA and FHA lender, we are committed to delivering personalized service tailored to your unique needs. Let us help you achieve your homeownership dreams with confidence and ease.
Why 1st Florida Mortgage?
- Direct Lender: Low rates and streamlined process
- Fast Approvals Expedited closing times
- Customer Service: Personalized advice and insights
Home Loans, Done Right!
Your trusted direct mortgage lender in Cape Coral, specializing in new home loans. We offer competitive rates, low fees, and fast closings to make your home-buying process smooth and stress-free.
Local Cape Coral, FL Mortgage Lending Company
Finding the right home loan in Cape Coral begins with choosing a trusted partner, and 1st Florida Mortgage is here to guide you every step of the way. As your reliable local lender, we combine fast, personalized service with a broad range of loan options to meet your specific needs. Whether you’re interested in FHA, VA, USDA, or Jumbo Loans, we’re dedicated to delivering tailored solutions that empower you to achieve your homeownership goals. Moreover, our convenient Cape Coral location allows us to efficiently serve clients across the state, ensuring that the loan process is smooth and timely—no matter where in Florida you choose to call home.
Our mission statement is simple: At the heart of our approach are integrity, exceptional customer service, and straightforward lending. Our mission is to provide every client with honest, transparent guidance throughout the entire home loan process. This simple yet effective formula has helped us become one of Florida’s top mortgage companies.
Our Loan Products
CAPE CORAL HOME Loans
In Cape Coral, we specialize in new home loans, offering a comprehensive selection of mortgage loan products:
- Primary, 2nd Home, Investment
- Low Rates & No Fee Options
- FHA, VA, JUMBO, and Conventional
Conventional Home Loans
Conventional loans present a range of favorable terms, including reduced mortgage insurance and lower rates.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary, secondary, investment
CAPE CORAL FHA LOANS
FHA home loans are perfect for first time home buyers in Florida, but you don’t have to be a first time buyer.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
CAPE CORAL VA Loans
Approved VA lender in Florida with low rates – we are here to help our Florida Vets maximize their benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- Jumbo with Down Payment
CAPE CORAL JUMBO LOANS
Jumbo home loans in Florida up to $3,000,000; financed through private investor programs- flexible terms.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimum
MORTGAGE REFINANCE
Cape Coral Mortgage Refinance –unlock savings with lower rates and better terms and refinance today.
- Cash Out Refinance
- Debt Consolidation
- FHA Streamline
- VA IRRRL’s
1st Florida Mortgage - Cape Coral
Close on Time
In-house underwriting, processing and closing for fast approvals
Low Rates
Cape Coral Mortgage Lender – FHA, VA, and USDA Approved Lender
Service
Local Cape Coral mortgage company with top notch service
Shawn Dulac
Sr. Loan Officer
NMLS #1320463
James Hair
Sr. Loan Officer
NMLS #1680348
Roman Balley
Production Manager
NMLS #2267211
Ryan Collins
Branch Manager
Cape Coral, FL Mortgage Lender
Call (855) 314-2220
Discover the difference with 1st Florida Mortgage home loans in Cape Coral, Florida – your trusted local mortgage company dedicated to residential home loans. As a direct Florida mortgage lender with in-house underwriting, we maintain unparalleled control and flexibility, ensuring a seamless loan process tailored to your needs. Moreover, our Florida-based underwriters possess extensive knowledge of state-specific guidelines, enabling us to provide a smooth, efficient home financing experience from start to finish. Throughout every step, we prioritize your satisfaction, making your journey to homeownership both simple and stress-free.
In addition, we proudly offer a full range of loan options, from conventional loans to government-backed solutions including FHA, VA, and USDA home loans. Whether you’re a first-time buyer or considering refinancing, we’ll work closely with you to create the perfect loan solution. Let 1st Florida Mortgage help make your homeownership dreams in Florida a reality—your journey begins today!
1st Florida Mortgage - Cape Coral Lender
Buying a new home in Cape Coral, FL? 1st Florida Mortgage is a direct lender right here in Florida with competitive rates, in-house underwriting, and fast closings. Approved VA and FHA lenders with personalized service and low rates.
- Competitive Rates
- Direct Lender
- FHA, VA & JUMBO LOANS
- Same Day Approvals
#1 Florida Lender for New Home Loans in Cape Coral, FL
Whether you are buying a new home or need to refinance your current mortgage – we’ve got you covered! We are a direct mortgage lender in Florida with low rates, in-house underwriting and top notch customer service. As a licensed lender right here in Cape Coral we can close loans anywhere in the state:
