1st Florida Mortgage

Speak to a Live Loan Officer:

WELCOME TO 1st florida mortgage - CAPE CORAL, FL LENDER


Your Cape Coral, FL
Mortgage Lender!

Buying or Refinancing? We've got you covered.

Cape Coral, FL lender for FHA Loans, USDA Loans, VA and Conventional Home Loans. Compare options –>

Our Mortgage Rates

30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
getting rates...
getting rates...
getting rates...
getting rates...

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Popular Cape Coral Home Loans

Cape Coral, FL Home Loans & Refinancing

We’ve been originating loans in the Cape Coral area for more than 20 years and our team of experts have over 100 years combined experience in the mortgage industry. From USDA rural home loans to FHA and VA loans, we have you covered. Our mortgage company has vast experience in all phases of mortgage lending. At 1st Florida Mortgage, we are different; we are a direct mortgage lender with low rates, low fees and typically close within 28 days. You need a mortgage company you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm.  Our motto is Low Rates, Upfront Lending and Great Customer Service. 

Why Choose 1st Florida Mortgage?

Cape Coral Home Loans & Mortgage Refinance

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage company in Cape Coral, Florida. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for our Florida Veterans. Call today and speak with a mortgage consultant for a free good faith estimate and let us earn your business!


Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Cape Coral new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate.

Cape Coral Real Estate

Cape Coral is located in Southwest Florida, in Lee County. It is the second-largest city in Florida and the largest in Lee County. Cape Coral is well known for its panoramic beach views and temperate climate. Cape Coral offers affordable homes that are close to the beach. Whether you are a young professional looking for your first home or a retiree searching for a perfect retirement community – Cape Coral offers something for everyone.

Cape Coral has many great neighborhoods to choose from, but some are slightly better than others. If you’re looking for charming homes in quiet areas, make sure to check out Del Prado and Pine Island Ridge. If you’re a more active person who likes the outdoor atmosphere, consider living in Gulf Coast Estates or Island Park Village.

In 2023, the median listing home price in Cape Coral, FL was $461K, trending up 44% year-over-year. The median listing home price per square foot was $267. The median home sold price was $455Km there are currently 2876 homes for sale in Cape Coral FL. View listing photos, review sales history, and search for homes for sale in Cape Coral by MLS #, sales price, zip codes, schools, and more filters.  

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

Why More Floridians are Choosing Us? It's Our People!


Mario Larrea

Sr. Loan Officer
NMLS #184372


Daniel Neto

Loan Officer
NMLS #155499

Florida Mortgage Loan Officer

Brooke Benson

Sr. Loan Officer
NMLS #409893


Jimmy Smith

Loan Officer
NMLS #2038961

Femi Oriogun

Femi Oriogun


Speak to a Loan Officer

Have Questions? Let’s Talk

This field is for validation purposes and should be left unchanged.

Get Started - Quick Rate Quote

This field is for validation purposes and should be left unchanged.