Today's Mortgage Rates
30 year fixed
Low payments that never change
30 year FHA
30 year VA
30 year USDA
Hialeah Home Loans & Mortgage Refinance
1st Florida Mortgage provides expert service in the field of residential mortgages in Hialeah. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Hialeah new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!
Our home loan options in Hialeah, FL:
30-Year Fixed Rate Mortgage – Settle down for the long haul with a 30-year fixed rate mortgage. Because of the steady interest rate inherent to a conventional 30-year fixed rate mortgage, you can look forward to consistent monthly payments for many years to come, providing you with peace of mind and a consistent budget. We recommend this type of home loan if you’re planning to stay in your home for a minimum of 5-10 years.
15-Year Fixed Rate Mortgage – Pay off your home twice as fast with a 15-year fixed rate mortgage. Your rate stays the same throughout the life of the loan, giving you secure and predictable monthly mortgage payments and less interest on your loan. Get on the fast track to amortization with this home loan option.
Adjustable Rate Mortgage – Keep your options open with an Adjustable Rate Mortgage (ARM). This type of home loan features an interest rate that changes after a fixed amount of time. ARMs are a great home-buying option and typically offer lower interest rates than fixed mortgages and extra protection with rate caps.
Jumbo Loan – Move into your forever home with a jumbo loan. Need a loan that exceeds the current conforming limit? A fixed or adjustable jumbo mortgage can help you make your move. This type of home loan will allow you to buy a lot of real estate but can also requires more stringent credit guidelines and a larger down payment.
FHA Loan – Make your home ownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers
VA home loan – Enjoy exclusive military benefits with a VA loan. If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and low down payment options for you and your family.
YOUR HIALEAH, FL MORGAGE LENDERS
New Home Purchase in Hialeah? | FHA, VA & USDA Home Loan Options
Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Hialeah. We can also help with residential mortgages in Coral Springs, FL. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!
Why Choose 1st Florida Mortgage?
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.
Low Rates & Fees
Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.
Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!
National Retail Lending
Sr Loan Officer