Welcome to 1st Florida Mortgage - Hialeah, FL New Home Loans & REFINANCE
Your Local Hialeah, FL Mortgage Lender
Low Rates.
Low Fees.
Fast Closing.
Buying or Refinancing? We've got you covered.
Hialeah, Florida – FHA Loans, USDA Loans, VA and Conventional Loans. Compare Florida loans –>
Today's Mortgage Rates
Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

New Home Loan Options
Hialeah, FL Lender for New Home Loans
Buying a new home in Hialeah? As a direct lender we offer in-house underwriting and processing and can provide a streamlined process that mortgage brokers simply can’t match.
Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. We are local to Florida which means we are right around the corner and our team of mortgage professionals are here to help you into your dream home. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we’ve got you covered. Call today for a free good faith estimate!
Our home loan options in Hialeah, FL:
30, 20, 15 and 10 Fixed Rate Mortgages – Fixed rate mortgages are great because they provide security in locking in your rate and payment for the life of the loan. You can look forward to consistent monthly payments for many years to come, providing you with peace of mind and a consistent budget. We recommend fixed rate loans for borrowers that plan to stay in that particular home for a minimum of 6-10 years. With fixed rate mortgages your rate stays the same throughout the life of the loan, giving you secure and predictable monthly payments and ultimately less interest paid on your loan.
Adjustable Rate Mortgage – With higher rates environment ARM’s are becoming more popular in Florida. Adjustable rate mortgages offer a much lower rate and great for borrowers who plan on refinancing or will be selling their homes within 3-5 years of purchasing. This type of home loan features an interest rate that changes after a fixed amount of time. ARMs are a great home-buying option and still provide a level of protection with rate caps.
Jumbo Loan – Need a loan that exceeds the current conforming limit? A fixed or adjustable jumbo mortgage can help you move into your dream home. This type of home loan will allow you to buy a lot of real estate but may also requires more stringent credit guidelines and a larger down payment.
FHA Loan – Make your home ownership dreams come true with an FHA loan. Perfect for first time home buyers but you don’t have to be a 1st time home buyer to qualify. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers
VA home loan – We specialize in Florida VA loans and here to help you maximize your government assistance. If you are a veteran or an active-duty service member in Florida, a VA loan offers less restrictive credit guidelines and low down payment options for you and your family.
Why Choose 1st Florida Mortgage?
- Hialeah Lender with Low Rate, Low Fees & Fast Closings
- Streamline Process, Fast Closings & On Time Fundings
- Same Day Pre-Approvals Available
- 28 Day Closings!
New Home Purchase in Hialeah? | FHA, VA & USDA Home Loan Options
Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Hialeah, FL. We can also help with residential mortgages in Coral Springs, FL. For new home loans we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees
Hialeah, FL Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service
Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!
Why More Floridians are Choosing Us? It's Our People!

Mario Larrea
Sr. Loan Officer
NMLS #184372

Daniel Neto
Loan Officer
NMLS #155499

Brooke Benson
Sr. Loan Officer
NMLS #409893

Eric Brown
Loan Officer
NMLS #2253802

Femi Oriogun
Sales
Manager