Welcome to 1st FLORIDA MORTGAGE – Home Loans & Mortgage Refinance

Low Rates. Low Fees. Fast Closings!!

Apply Online in 2-3 Minutes

  • Local Florida Mortgage Lender
  • In-House Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • No-Cost Mortgage Review
  • Streamline Options Available

Today's Mortgage Rates

Popular Florida Mortgages : 30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment Properties

FHA Rates

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Great for 1st time home buyers, only 3.5% down
VA Rates

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100% Loan to $453,100 Jumbo Program Available
USDA Rates

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100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!

New Home Purchases

New Home Loan? Let us help!

  • Primary & 2nd Home
  • Conventional, FHA, VA and USDA
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida FHA Home Loans

Florida FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida Conventional Home Loans

Florida Conventional Motgage

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida Mortgage Refinance

Mortgage Refinance? Let us help!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida VA Home Loans

Florida VA Mortgages

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida USDA Home Loans

Florida USDA Mortgages

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Rolled In
  • Repairs Can be Rolled In

Florida Mortgage Company | Local Customer Service

Local Florida mortgage lender with in-house underwriting which means we can make decisions fast and close your home loan on time – typically in 28 days or less.  1st Florida Mortgage company specializes in FHA Loans , VA LoansConventional Home Loans, USDA Home Loans, and  Jumbo Loans.
‘Low Rates, Low Fees and Fast Closings’ is our motto and is why more Floridians are choosing 1st Florida Mortgage as their preferred mortgage company in Florida.There are a number of different types of home loans in Florida available to you, and it can pay to familiarize yourself with them. Of course, we’ll be happy to help you choose the best type of mortgage loan for your needs, it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.  We have experienced Florida mortgage loan professionals on standby to help answer your questions and help customize the right home loan for your individual needs. 
As a technology driven mortgage company our customers will always remain at the center of everything we do, from our web friendly application to our automated customer updating system, you will be updated as your loan moves through the process and notified at every milestone.  It’s this continued commitment of providing personal service that has made us a top mortgage lender in Florida. 

1st Florida Mortgage - Powered by MiMutual Mortgage

Florida Mortgage Company

At 1st Florida Mortgage (a MIMutual Mortgage company) we believe that the process of obtaining a home mortgage should be streamlined and hassle free. As a technology driven company we can process mortgage loans quickly- 1st Florida Mortgage knows your time is valuable,  our goal is to make your home loan experience simple and as painless as possible.  Whether a FHA loan, VA loan for our US veterans, or USDA home loans, we can structure the perfect home loan for your individual needs.  

We are a direct mortgage lender in Florida for new home purchases and mortgage refinance. Let our Florida loan officers answer your questions and provide you with a no cost loan estimate. Apply Online in Minutes or Call 1-800- 501-2131.

Speak to a Loan Officer: 1-800-501-2131

Have Mortgage Questions? Let’s Talk by Email


Mortgage Loans in Florida: CALL US TODAY (800) 501-2131