Today's Mortgage Rates
Primary, 2nd Homes &
100% Financing Options
New Home Loan? Let us help!
- Primary & 2nd Home
- Conventional, FHA, VA and USDA
- Renovation Loan Programs
- Great Rates, Low Fees
FHA Loan Advantages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
Conventional Fixed Loans
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
Mortgage Refinance? Let us help!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
VA Mortgage Advantages
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
USDA Mortgage Advantages
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Rolled In
- Repairs Can be Rolled In
Florida Mortgage Company | Local Customer Service
Local Florida mortgage lender with in-house underwriting which means we can make decisions fast and close your home loan on time – typically in 28 days or less. 1st Florida Mortgage company specializes in Florida FHA Home Loans, Florida VA Home Loans, USDA Loans and Jumbo Loans,
‘Low Rates, Low Fees and Fast Closings’ is our motto and is why more Floridians are choosing 1st Florida Mortgage as their preferred mortgage company in Florida. There are a number of different types of home loans in Florida available to you, and it can pay to familiarize yourself with them. Of course, we’ll be happy to help you choose the best type of mortgage loan for your needs, it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you. We have experienced Florida mortgage loan professionals on standby to help answer your questions and help customize the right home loan for your individual needs.
As a technology driven mortgage company our customers will always remain at the center of everything we do, from our web friendly application to our automated customer updating system, you will be updated as your loan moves through the process and notified at every milestone. It’s this continued commitment of providing personal service that has made us a top mortgage lender in Florida.
Why Choose 1st Florida Mortgage?
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.
Low Rates & Fees
Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.
Local Florida mortgage lender- offer top notch customer service. We will be with you at every step from application to closing. Read our reviews!
National Retail Lending
Sr Loan Officer
1st Florida Mortgage - Powered by MiMutual Mortgage
At 1st Florida Mortgage (a MIMutual Mortgage company) we believe that the process of obtaining a home mortgage should be streamlined and hassle free. As a technology driven company we can process mortgage loans quickly- 1st Florida Mortgage knows your time is valuable, our goal is to make your home loan experience simple and as painless as possible. Whether a FHA loan, VA loan for our US veterans, or USDA home loans, we can structure the perfect home loan for your individual needs.
We are a direct mortgage lender in Florida for new home purchases and mortgage refinance. Let our Florida loan officers answer your questions and provide you with a no cost loan estimate. Apply Online in Minutes or Call 1-800- 501-2131.