Welcome to 1st FLORIDA MORTGAGE – Home Loans & Mortgage Refinance

Low Rates. Low Fees. Fast Closings!!

Apply Online in 2-3 Minutes

  • Local Florida Mortgage Lender
  • In-House Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • No-Cost Mortgage Review
  • Streamline Options Available

Our Popular Florida Home Loans

30 Year Conventional, FHA, VA and USDA home loan options
Conventional Fixed

4.250 %
4.377 % APR

Primary, 2nd Homes &
Investment Properties

FHA Rates

4.250 %
4.377 % APR

Great for 1st time home buyers, only 3.5% down
VA Rates

5.125 %
5.171 % APR

100% Loan to $453,100 Jumbo Program Available
USDA Rates

4.750 %
5.122 % APR

100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Customers Love 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Florida Mortgage Lender with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Florida and as such offer top notch customer service. We will be with you at every step from application to closing. Read what our customers are saying!

We Specialize in New Home Purchases
New Home Loan? Let us help!
  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees
Florida FHA Home Loans
New Home Loan? Let us help!
  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan
Florida Conventional Home Loans
New Home Loan? Let us help!
  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs
Florida Jumbo Home Loans
New Home Loan? Let us help!
  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required
Florida Mortgage Refinance Experts
New Home Loan? Let us help!
  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available
Florida VA Home Loans
New Home Loan? Let us help!
  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment
Florida USDA Home Loans
New Home Loan? Let us help!
  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In
Florida Reverse Mortgage
New Home Loan? Let us help!
  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements

Florida Mortgage Company | Local Customer Service

Local mortgage lender with in-house underwriting which means we can make decisions fast and close your home loan on time – typically in 28 days or less.  1st Florida Mortgage specializes in FHA Loans , VA LoansConventional Home Loans, USDA Home Loans, and  Jumbo Loans.
‘Low Rates, Low Fees and Fast Closings’ is our motto and is why more people are choosing 1st Florida Mortgage as their preferred mortgage company in Florida. 
Customers will always remain at the center of everything we do, from our web friendly application to our automated customer updating system, you will be updated as your loan moves through the process and notified at every milestone.  It’s this continued commitment of providing personal service that has made us a top mortgage lender in Florida. 

1st Florida Mortgage Lending?

At 1st Florida Mortgage Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. Our knowledge, experience and variety of loan programs allows us to match you with the right loan to meet your needs.  1st Florida Mortgage knows your time is valuable, so our goal is to make your home loan experience simple, efficient and seamless.  Here at 1st Florida Mortgage our promise is simple, provide the lowest mortgage rates, fees and close home loans on time. Learn more About US

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Have Questions Let’s Talk


Mortgage Loans in Florida: CALL US TODAY (800) 501-2131