Welcome to 1st Florida Mortgage - Your Florida Lender for New Home Purchase & Refinance
Buying or Refinancing? We've got you Covered. Low Rates & Fast Closings!
Financing
3.5% Down
Properties
Fast Closings
Buying or Refinancing? We've got you Covered. Low Rates, Low Fees, & Fast Closings!
Florida Home Loans – FHA, USDA, and VA Approved Lender
Today's Mortgage Rates
Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Florida Mortgage Experts
1st Florida Mortgage offers low rates and low fees and as a direct lender we can close loans fast – typically in 28 days or less. We are your local mortgage lender in Florida for new home loans and mortgage refinance. As a direct lender we can provide in-house underwriting and processing to close loans fast. Whether buying a new home or refinancing, we’ve got you covered!
Today's Mortgage Rates

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Primary, 2nd Homes &
Investment Properties

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100% Financing Options
Rural Properties
Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions
Why 1st Florida Mortgage?

Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees
Florida Mortgage Company with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service
Local Florida mortgage lender with local customer service. We will be with you every step of the way from application to closing.

New Home Loan? Let us help!
- Primary & 2nd Home
- Conventional, FHA, VA and USDA
- Renovation Loan Programs
- Great Rates, Low Fees

Mortgage Refinance? Let us help!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available

FHA Loan Advantages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan

VA Mortgage Advantages
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment

Conventional Fixed Loans
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs

USDA Mortgage Advantages
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Rolled In
- Repairs Can be Rolled In
Florida Mortgage Lender | Local Customer Service
Local Florida mortgage lender with in-house underwriting which means we can make decisions fast and close your home loan on time – typically in 28 days or less. 1st Florida Mortgage is your local mortgage company for new home purchases and mortgage refinancing: Florida FHA, Florida VA Loans, USDA Loans and Jumbo Loans,
Low Rates, Customer Service and Upfront Lending is our motto and is why more Floridians are choosing 1st Florida Mortgage as their preferred mortgage lender in Florida. We have experienced Florida mortgage loan professionals on standby to help answer any home lending questions that you may have. We promise to make the whole mortgage process as stress free as possible.
As a technology driven mortgage company our borrowers are always top of mind for everything we do, from our web friendly application to our automated alerting system as your loan moves through the pipeline. You will be updated as your loan moves through the process every step of the way. It’s this continued level of commitment to customer service that has made us a top mortgage lenders in Florida.
1st Florida Mortgage – Trusted Florida Mortgage Lender

At 1st Florida Mortgage (a MIMutual Mortgage company) we believe that the process of obtaining a home mortgage should be streamlined and hassle free. As a technology driven company we can process mortgage loans quickly- 1st Florida Mortgage knows your time is valuable, our goal is to make your home loan experience simple and as painless as possible. Whether a FHA loan, VA loan for our US veterans, or USDA home loans, we can structure the perfect home loan for your individual needs.
We are a direct mortgage lender in Florida for new home purchases and mortgage refinance. Let our Florida loan officers answer your questions and provide you with a no cost loan estimate. Apply Online in Minutes or Call (407) 392-4031 .
Florida Mortgage Company
Helping Open Doors Since 2007
Headquartered in Tampa, FL we are right around the corner and can close loans anywhere in the state of Florida. As a direct lender we can offer in-house underwriting and processing not available to traditional mortgage brokers. That means we can close loans fast!
We strive to close all loans in 28 days or less. Our mission statement is simple: integrity, customer service and upfront lending. It’s this simple recipe has propelled us to one of the top mortgage companies in Florida.
We are an approved Florida lender for FHA loans, VA loans, and USDA loans and specialize in new home purchases. Call to speak with one of our Florida loan officers or jump in front of the line and apply online.


Mario Larrea
Sr. Loan Officer
NMLS #184372

Daniel Neto
Loan Officer
NMLS #155499

Brooke Benson
Sr. Loan Officer
NMLS #409893

Eric Brown
Loan Officer
NMLS #2253802

Femi Oriogun
Sales
Manager