Your Reliable Partner for Home Loans in Florida
1st Florida Mortgage is a trusted mortgage lender dedicated to helping individuals and families achieve their homeownership goals. With competitive rates, low fees, and a streamlined process, we specialize in new home loans, refinancing, and VA and FHA programs. Our commitment to exceptional service ensures a smooth and stress-free experience from start to finish. Let us help guide you to achieving your homeownership goals with ease and confidence.
Why 1st Florida Mortgage?
- Direct Lender: Competitive rates and stress free process
- Fast Approvals Expedited closing times and funding
- Customer Service: Expert loan officers and local service
Home Loans, Done Right!
Florida’s direct mortgage lender for new home loans, providing low rates, minimal fees, and quick closings.
Your Local Florida Mortgage Company
Finding the right home loan in Florida is easy with 1st Florida Mortgage as your trusted partner. As a reliable local lender, we provide fast, personalized service and a variety of loan options, including FHA, VA, USDA, and Jumbo loans, tailored to your needs. Conveniently based in Tampa, we proudly serve clients statewide, ensuring smooth and efficient closings to help you achieve your homeownership goals with ease.
Our mission statement is simple: Integrity, customer service and upfront lending. Our goal is to provide every client with transparent and straightforward guidance throughout the entire home loan process. It’s this simple formula that has propelled us to one of the top mortgage companies in Florida.
Our Florida Home Loans
FLORIDA HOME Loans
We specialize in new home loans in Florida providing our clients with a wide range of new loan products:
- Primary, 2nd Home, Investment
- Low Rates & No Fee Options
- FHA, VA, USDA, and Conventional
Conventional Home Loans
Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.
- 30, 20 and 15-Year terms
- Financing up to $766,500
- Primary, secondary, investment
FHA HOME Loans
FHA home loans are perfect for first time home buyers in Florida, but you don’t have to be a first time buyer.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA HoME Loans
Approved VA lender in Florida with low rates – we are here to help our Florida Vets maximize their benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- Jumbo with Down Payment
FLORIDA JUMBO LOANS
Jumbo Mortgages in Florida up to $3,000,000; financed through private investor programs- flexible terms.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimum
MORTGAGE REFINANCE
Easy mortgage refinancing in Florida –unlock savings with lower rates and refinance today for better terms.
- Cash Out Refinance
- Debt Consolidation
- FHA Streamline
- VA IRRRL’s
1st Florida Mortgage - New Home Loans
Close on Time
In-house underwriting, processing and closing for fast approvals
Low Rates
Florida Mortgage Company – FHA, VA, and USDA Approved Lender.
Service
Local Florida mortgage lender with local customer service. Read our reviews!
Your Florida Mortgage Experts
Direct mortgage lender offering low rates, in-house underwriting, and unbeatable service. As a direct lender with local expertise, we make home financing in Florida easy and hassle-free.
Shawn Dulac
Sr. Loan Officer
NMLS #1320463
James Hair
Sr. Loan Officer
NMLS #1680348
Roman Balley
Production Manager
NMLS #2267211
Ryan Collins
Branch Manager
Your Trusted Florida Mortgage Lender
Call (855) 314-2220
Local Florida Mortgage Company
We take pride in being a technology-driven mortgage company focused on simplifying the home loan process. We believe that securing a mortgage should be both efficient and hassle-free. To achieve this, our advanced technology enables us to process loans quickly and effectively, ensuring a smooth experience for our clients. Whether you are seeking an FHA, VA or a USDA home loan, we are fully committed to structuring the perfect loan tailored to your individual needs. Learn More
Home Loans Made Easy with 1st Florida Mortgage
We are a direct lender in Florida for new home loans and mortgage refinance. We specialize in new purchases — FHA, USDA, VA and Jumbo home loans. Whether you are buying a new home or refinancing your existing mortgage, we’ve got you covered. Offering competitive rates, low fees, and fast closings—all with top notch service!
- Competitive Rates
- Direct Lender
- FHA, VA, USDA & JUMBO
- Same Day Approvals
Helping Open Doors in Florida Since 2006
Whether you are buying a new home or need to refinance your current mortgage – we’ve got you covered! As a local mortgage company right here in Tampa Bay, FL we can close loans anywhere in the state:
