About Us
As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales, our seasoned mortgage professionals will help educate you on the best available loan programs for your specific situation, structure your loan customized to your needs, find the best rates available at the lowest fees, and we provide local customer support and service that is second to none.
As consummate mortgage professionals, all 1st Florida Mortgage employees are committed to providing excellent customer service throughout the entire loan process. We fully understand that buying a home can be a stressful process, but it doesn’t have to be. To this end, we offer a streamlined process that is supported by the industry’s best mortgage technology to make the entire process as stress free as possible.
Buying or Refinancing?
We've got you covered.
1st Florida Mortgage is a direct lender in Florida, offering competitive rates, low fees, and a streamlined loan process. Whether you’re buying a home or refinancing, we deliver fast, reliable service tailored to your individual needs.
Why Choose Us? It's Our People
Ryan Collins, graduated from Texas Tech University in 1997 and has over 20 years of experience in the mortgage industry, Ryan is a valued member of the marketing team at 1st Florida Mortgage. He thrives on collaborating with various teams and departments, bringing creativity and versatility to his role.
Ryan is passionate about marketing and user interface design, focusing on making the loan process seamless and stress-free for clients. In his free time, he enjoys golf, camping, and cheering on his favorite college football teams.
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Have Questions? Speak with a Home Loan Specialist!