The Difference Between APR and Mortgage Interest Rate
Considering taking on a mortgage can be confusing and overwhelming. There’s an endless amount of information and advice and weeding through it can be a monumental task. When you get a mortgage, you are charged two different rates—the annual percentage rate and the interest rate. Understanding the difference between the two rates is important and […]
Signs You’re Not Ready to Buy a House
There are certainly pros and cons of becoming a homeowner — and stumbling across just one dreamy listing of a home for sale with the perfect open-concept kitchen and fenced-in backyard can leave you thinking about little else. But then you realize you’d rather save your money for a dream vacation and said house doesn’t […]
15 Top Summertime Lawn and Garden Tips
Summer heat creates a new set of tasks and challenges for your lawn and garden care. Take note of these 15 tips — and your outdoor spaces will thrive. You’ll have a lovely lawn and garden all summer that will be ready for the next phase of alterations in the fall. Summertime brings a spike […]
How to Keep Your Home Cool in Summer
Moving into the summer months, you may have graduations and vacations in mind, even though the fun season is unfortunately, the hot season. It’s time to make the shift from keeping as much warmth in the house to keeping it all outside. Here are some suggestions and tips to follow, for keeping your home cool […]
Swimming Venues in Florida
There’s so much more to experience in Florida than just expensive theme parks. It’s a state where you can find refreshment on hot days and warm nights. If you’ve had enough of saltwater beaches, take a swim in Florida’s clear freshwater springs — from prehistoric caves to man-made grottos, there are many swimming venues to […]
Best Eco-Friendly Wall Coverings
More than just a stylish appealing trend, sustainability is sought after in all phases of design from construction methods and materials to wall and floor coverings. As demand for these natural products grows, manufacturers and retailers have begun to offer options made from a variety of earth-friendly materials. Many designers have also stepped up to […]
How FHA Loans Work
FHA loans are a great option for first time home buyers — if this is your first home purchase, a Florida FHA home loan is probably your best option with its low down payment and easier credit standards. Your down payment can be as low as 3.5% of the purchase price and closing costs and […]
Summertime Fireplace Maintenance Tips
Summertime in Florida is a great time to do deep-down house and yard cleaning: gardening, cleaning windows, outdoor paint touch-ups, etc. This is the time of year to get your house, yard, and outbuildings checked out for any wintertime damage, have those things repaired, and get them looking their best. One item that you never […]
Ins and Outs of a VA Loan
What is a VA Loan? A VA Loan is a segment of the GI Bill was that signed into law by President Franklin D. Roosevelt to provide veterans with a federally guaranteed home loan with no down payment. It’s one of the ways we thank our veterans for their service. What Service Members Need to […]