1st Florida Mortgage

Ways to Brighten Up Your Living Room this Winter

Winter days are short. Many of them can be dark, gloomy, and full of dramatic weather. Since you’ll probably be spending most of your time indoors to avoid the cold, you might want to make your home as bright and cheery as possible. A few easy and inexpensive changes can make a big difference. Screens […]

Growing Food Through the Cold Season

Sure, you can extend summer’s harvest into fall, but the really impressive gardening happens in the dead of winter. With a few low-tech tools, you can protect plants from hard freezes and harvest fresh food for Thanksgiving and Christmas dinner and beyond. Season-Extending Techniques Hardy varieties: Some varieties of garden plants simply grow better in […]

All About Credit Scores

The truth is, many consumers are confused about credit, with good reason—it’s a complicated subject. While a large majority of consumers (more than 80%) know the basics of credit scores, they’re still lost when it comes to some very important details, a 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, […]

The Basics of the USDA Loan

Do you seem more comfortable surrounded by pastures than pavement? If so, buying a home in a rural setting might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA has one of the government’s least-known mortgage assistance programs. Issued through the USDA loan program, also known as […]

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