1st Florida Mortgage

Downsizing for Empty Nesters and Retirees

It sounds so satisfying, in a way, the prospect of working your whole life and then retiring—it’s a goal most of us have, to reach for a reward for decades of toil. With no deadlines to meet, no schedules to keep, no one to answer to, retirement means time to travel, engage in hobbies there […]

How to Make Buying and Selling at the Same Time Work

Buying a home is a serious undertaking, and can be stressful at times. Between keeping paperwork organized, meeting deadlines, and research—and working to sell your home at the same time can turn into one big, overwhelming headache. Here are a few things to keep in mind when you’re buying and selling a home simultaneously. You […]

Top Ten Reasons to Use a Mortgage Broker

Working with a direct lender like a bank may seem like the thing to do—but an independent third party can offer impartial advice. A mortgage broker has access to a much wider array of products; a mortgage broker’s services can help you make sound financial decisions. Still not convinced? Take a look at these 10 […]

All About Credit Scores

The truth is, many consumers are confused about credit, with good reason—it’s a complicated subject. While a large majority of consumers (more than 80%) know the basics of credit scores, they’re still lost when it comes to some very important details, a 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, […]

The Basics of the USDA Loan

Do you seem more comfortable surrounded by pastures than pavement? If so, buying a home in a rural setting might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA has one of the government’s least-known mortgage assistance programs. Issued through the USDA loan program, also known as […]

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