Cash-Out Refinance in Florida: Unlock Your Home's Equity
Direct lender in Florida that specializes in Cash Out Refinancing. Low rates and in-house underwriting for fast approvals and fast closings. We strive to close all loans in 21 days or less.
Things to Know About Cash-Out Refinancing:
- Rates are slightly higher than standard refinances.
- Your rate depends on credit score and cash-out amount.
- Borrow up to 80% of your home equity.
- New loan will exceed your current loan balance.
- Ideal for consolidating debt or financing large expenses at lower rates than credit cards or personal loans.
1st Florida Mortgage, based in Tampa, FL, specializes in cash-out refinancing. With in-house underwriting, we can help you access your home’s equity and close your loan quickly.
Purposes for Cash Out Refinance
Consolidate credit card debt or personal loans
Pay for renovations or home improvements
Make a down payment on an investment property
Make a down payment on a 2nd home
Discretionary Purchases
Trusted Florida Refinance Partner
Close on Time
In-house underwriting, processing and closing for fast approval & on time fundings.
Low Rates
Home equity loans and cash out refinancing in Florida. Low Rates & Fast Closing!
Local Service
Your cash out refinance experts with local Florida customer service. Read our reviews!
1st Florida Mortgage - Home Equity Loans
Headquartered in Tampa, FL, we are a local mortgage company specializing in cash out refinancing in Florida. By offering competitive rates and utilizing in-house underwriting, we ensure a seamless process that makes home equity loans easy and hassle free.
- Competitive Rates
- Direct Florida Lender
- Cash-Out Refinance
- Same Day Approvals
Shawn Dulac
Sr. Loan Officer
NMLS #1320463
James Hair
Sr. Loan Officer
NMLS #1680348
Roman Balley
Production Manager
NMLS #2267211
Ryan Collins
Branch Manager
Cash-Out Refinance in Florida
1st Florida Mortgage is a local lender specializing in mortgage and cash-out refinancing in Florida. With in-house underwriting, we typically close loans in 21 days or less. Cash-out refinancing is a great way to consolidate high-interest debt, start a business, or remodel your home. While you can use the funds as you wish, focusing on long-term needs is often the best choice. Here are just a few common uses for getting cash out from your home’s equity:
- Consolidate credit card debt or personal loans
- Home improvements and renovations
- Make a down payment on an investment property
- Purchase a 2nd home
It’s entirely up to you on you spend the money, but it’s recommended to use your funds on long-term needs instead of short-term expenses. You have to realize that tapping into your home’s equity mean that you will pay back this money with interest over the life of your new loan.
