Reliable Partner for Home Loans in Miami, Florida
Are you searching for your dream home in Miami, FL? Look no further than 1st Florida Mortgage, your trusted local mortgage lender. We take pride in offering competitive rates, streamlined in-house underwriting, and fast closings to make your home-buying journey as smooth as possible. Moreover, as an approved VA and FHA lender, we are dedicated to providing personalized service tailored to your unique needs. Let us help you achieve your homeownership goals with confidence and ease.
Why 1st Florida Mortgage?
- Direct Lender: Low rates and streamlined process
- Fast Approvals Expedited closing times
- Customer Service: Personalized advice and insights
Home Loans, Done Right!
Miami, FL Mortgage Lender
Our MIAMI Home Loans
MIAMI NEW HOME LOANS
Your trusted Miami lender, for personalized mortgage solutions designed to meet every need for new home loans:
- Primary, 2nd Home, Investment
- Low Rates & No Fee Options
- FHA, VA, JUMBO, and Conventional
Conventional Home Loans
Conventional home loans provide versatile options, ideal for borrowers with solid credit and a stable financial foundation.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary, secondary, investment
MIAMI FHA LOANS
FHA home loans are a perfect choice for first-time homebuyers in Miami – less than perfect credit OK.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
MIAMI VA LOANS
As a trusted VA lender in Miami, we’re dedicated to helping Florida veterans maximize their home loan benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- Jumbo with Down Payment
MIAMI JUMBO LOANS
Jumbo mortgage solutions in Miami for non-conforming home loans – offering financing up to $3,000,000.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimum
Mortgage Lender Miami, FL
Close on Time
Local lender offering in-house underwriting and processing for quick approvals.
Low Rates
Miami Lender – FHA, VA, and USDA approved lender
Service
Miami mortgage company delivering exceptional customer service.
Shawn Dulac
Sr. Loan Officer
NMLS #1320463
James Hair
Sr. Loan Officer
NMLS #1680348
Marla McGee
Sr. Loan Officer
NMLS #1133114
Roman Balley
Production Manager
NMLS #2267211
Miami Mortgage Lending
Call (855) 314-2220
Discover the 1st Florida Mortgage advantage in Miami, where we serve as your trusted local partner for all your residential home loan needs. With competitive rates and efficient in-house underwriting, we strive to provide a seamless and personalized lending experience tailored to your unique goals. Moreover, our Florida-based experts are well-versed in state-specific guidelines, ensuring a smooth and stress-free journey from application to closing.
Whether you’re a first-time homebuyer or exploring refinancing options, we offer a wide range of loan programs, including Conventional, Jumbo, FHA, VA, and USDA home loans. At 1st Florida Mortgage, we are dedicated to turning your dream of homeownership in Florida into reality. Take the first step toward achieving your goals—get started with us today!
- Competitive Rates
- Direct Lender
- FHA, VA & JUMBO
- Same Day Approvals
Miami's Top-Rated Lender for New Home Loans in Florida
Whether you’re purchasing a new home or refinancing your current mortgage, we’re here to support you at every step! As a trusted direct mortgage lender in Florida, we provide low rates, efficient in-house underwriting, and outstanding customer service. Based in Miami, our local team is ready to assist and close loans seamlessly anywhere across the state.
