Florida Mortgage Refinance: Save More, Close Fast!
Why Refinance?
The Primary Goal for Refinancing:
- Lower your monthly payment
- Shorten your loan term
- Get cash out of your home
- Switch to a fixed-rate mortgage
- Remove PMI
Florida Refinance Options
- Conventional Refinance
- VA IRRL
- FHA Streamline
- Cash Out Refinance
Rate & Term Refinance
VA IRRRL Refinance
Cash Out Refinancing
A rate and term refinance allows borrowers in Florida to replace their current mortgage with a new one featuring better terms, such as a lower interest rate or shorter loan duration. The process involves paying off the existing loan and starting a new loan to reduce monthly payments or improving financial flexibility. Borrowers will need to meet credit and debt-to-income criteria to qualify for mortgage refinancing.
VA IRRRL Mortgage Refinance
The VA IRRRL streamline refinancing in Florida offers lower interest rates and reduced monthly payments. It also requires minimal paperwork and no appraisal.
Why Choose 1st Florida Mortgage?
At 1st Florida Mortgage, we proudly offer low rates, minimal fees, and fast closings, thanks to our efficient in-house underwriting process. Moreover, as a trusted Florida lender, we are committed to delivering personalized service tailored to meet your unique needs. Additionally, our secure and user-friendly online portal ensures a seamless and hassle-free refinance experience, making it easier than ever to achieve your financial goals.
Our mission statement: Our mission is to offer clear, honest, and straightforward support to every client throughout their entire mortgage journey. With a foundation built on integrity, exceptional customer service, and transparent lending practices, this proven approach has made us a leading choice for mortgage refinancing in Florida.
Shawn Dulac
Sr. Loan Officer
NMLS #1320463
James Hair
Sr. Loan Officer
NMLS #1680348
Roman Balley
Production Manager
NMLS #2267211
Ryan Collins
Branch Manager
Speak to a Florida Refinance Expert
Your #1 Florida Refinance Company
Close on Time
In-house underwriting, processing and closing for fast approval & on time fundings.
Low Rates
Hassle free refinancing with low Rates and fast approvals
Local Service
FHA, VA and Conventional mortgage refinancing with local Florida customer service.
1st Florida Mortgage - Mortgage Refinance Experts
Headquartered in Tampa, FL, we are a local mortgage company specializing in home mortgage refinance in Florida. By offering competitive rates and in-house underwriting, we ensure a seamless process that makes refinancing hassle free and affordable. We are an approved FHA and VA lender in Florida for cash out refinance and home equity loans.
- Competitive Rates
- Direct Florida Lender
- VA & FHA Options
- Same Day Approvals
