1st Florida Mortgage

Port St. Lucie Home Loans

Low rates, low fees and fast close

Your Trusted Mortgage Company in Port St. Lucie

Looking to finance your dream home in Port St. Lucie? 1st Florida Mortgage, your trusted local lender, is here to help. With competitive rates, efficient in-house underwriting, and quick closings, we ensure a smooth and hassle-free home-buying process. As an approved VA and FHA lender, we offer personalized service tailored to your unique needs. Let us guide you every step of the way toward making your homeownership dreams a reality – apply online in minutes!

Why 1st Florida Mortgage?

Direct Lender: Competitive rates with stress-free closings
Fast Approvals: In-house underwriting and funding
Customer Service: Experienced loan officers with personalized local support

Home Loans, Done Right!

Your local lender in Port St. Lucie for new home loans, offering competitive rates and quick closings.

Port St. Lucie, FL Mortgage Lender

Finding the perfect home loan in Port St. Lucie is simple with 1st Florida Mortgage as your trusted home loan partner. We’ve been opening doors in Florida since 2006.

We are here to guide you through every step of the mortgage process with personalized and efficient service. With a wide range of loan options, including FHA, VA, USDA, and Jumbo loans, we offer solutions tailored to your unique needs and goals. Whether you’re buying a new home in Port St. Lucie or refinancing your current mortgage, we’re ready to assist.

At 1st Florida Mortgage, we’re known for integrity, transparency, and exceptional service, making homeownership smooth and stress-free.

Port St. Lucie Home Loans

Port St. Lucie HOME LOANS

BUYING A NEW HOME?

Your trusted Port St. Lucie lender, providing customized mortgage solutions with low rates and fast closings.

Primary, 2nd Home, Investment
Low Rates & No Fee Options
FHA, VA, JUMBO, and Conventional

Conventional Home Loans

30 and 20-year fixed rate

Conventional loans provide versatile options, ideal for borrowers with solid credit and a stable financial foundation.

30, 20 and 15-Year terms
Financing up to $766,500
Primary, secondary, investment

Port St. Lucie FHA LOANS

FIRST TIME HOME BUYER?

FHA loans are a great choice for first-time homebuyers, providing flexibility for those with less-than-perfect credit.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

Port St. Lucie VA LOANS

Florida VA Loan Experts

As a trusted VA mortgage lender, we are dedicated to helping Port St. Lucie veterans make the most of their VA benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
Jumbo with Down Payment

Port St. Lucie JUMBO LOANS

JUMBO Mortgage LOANS

Jumbo mortgage solutions in Port St. Lucie for non-conforming loans, offering financing up to $3,000,000.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE AND SAVE!

Refinance your mortgage in Port St. Lucie—save more, lock in lower rates, and reduce your monthly payments today.

Cash Out Refinance
Debt Consolidation
FHA Streamline
VA IRRRL’s

Mortgage Lender Port St. Lucie FL

Close on Time

A local lender offering in-house underwriting and processing for quick and efficient approvals.

Low Rates

Port St. Lucie Home Loans – FHA, VA, USDA, and Jumbo Mortgage Options

Service

A Port St. Lucie mortgage company committed to providing outstanding customer service.

Why Choose Us? It's Our People!

I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!

Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!

James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!

1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Your Port St. Lucie Mortgage Lender

Call (855) 314-2220

Discover the 1st Florida Mortgage difference in Port St. Lucie, your trusted local partner for all home loan needs. With competitive rates and in-house underwriting, we ensure a seamless and personalized process tailored to your goals.

Our Florida-based experts specialize in state-specific guidelines, making your journey from application to closing smooth and stress-free. Whether you’re a first-time homebuyer or refinancing, we offer a variety of loan options, including Conventional, Jumbo, FHA, VA, and USDA loans.

At 1st Florida Mortgage, we’re here to turn your dream of homeownership into reality. Don’t wait—start your journey with us today!

Top Lender for New Home Loans in Port St. Lucie

Whether you’re buying a new home or refinancing your current mortgage, we’re here to guide and support you every step of the way! As a trusted direct mortgage lender in Port St. Lucie, Florida, we offer competitive rates, streamlined in-house underwriting, and exceptional customer service to make the process as smooth as possible. Additionally, with a dedicated local team right here in Port St. Lucie, we’re always ready to assist you and ensure a seamless loan closing experience anywhere in the state.