1st Florida Mortgage

TALLAHASSEE Home Loans

New home loans & refinancing

Trusted Mortgage Company in Tallahassee, Florida

Looking to finance your dream home in Tallahassee? 1st Florida Mortgage is your trusted partner, specializing in new home loans for Florida homebuyers. We offer competitive rates, efficient in-house underwriting, and fast closings to make your home-buying journey smooth and hassle-free. As an approved VA and FHA lender, we are dedicated to providing personalized service tailored to your needs. Let us help you turn your dream of homeownership into reality with ease and confidence.

Why 1st Florida Mortgage?

Direct Lender: Competitive rates and streamlined process
Fast Closings In-house underwriting and fast approvals
Customer Service: Expert loan officers and local service

Home Loans, Done Right!

Your reliable direct mortgage lender in Tallahassee, specializing in new home loans. With competitive rates, low fees, and quick closings, we make your home-buying journey simple and stress-free.

Local Tallahassee, FL Mortgage Lending Company

As your dependable local lender, we combine fast, personalized service with a variety of loan options to suit your unique needs. Whether you’re considering FHA, VA, USDA, or Jumbo Loans, our team is dedicated to providing customized solutions that help you achieve your homeownership goals. Conveniently located in Tallahassee, we efficiently serve clients across Florida, ensuring a smooth and timely loan process no matter where you choose to settle.

At 1st Florida Mortgage, our mission is clear: we prioritize integrity, exceptional customer service, and transparent lending. By offering honest guidance throughout the home loan journey, we’ve built a reputation as one of Florida’s top mortgage companies. Let us help you turn your dream of homeownership into a reality.

OUR LOAN PRODUCTS

Tallahassee HOME Loans

Purchasing A new home?

We specialize in new home loans in Tallahassee, providing a wide range of mortgage options to suit your needs.

Primary, 2nd Home, Investment
Low Rates & No Fee Options
FHA, VA, JUMBO, and Conventional

Conventional Home Loans

30 and 20-year fixed rate

Conventional home loans are flexible mortgages ideal for borrowers with strong credit and stable financial backgrounds.

30, 20 and 15-Year terms
Financing up to $766,500
Primary, secondary, investment

Tallahassee FHA LOANS

FIRST TIME HOME BUYER?

FHA loans are government-backed mortgages designed to help buyers with lower credit scores achieve homeownership.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

Tallahassee VA Loans

FLORIDA VA LENDER

VA loans are government-backed mortgages exclusively for veterans, active-duty service members, and eligible spouses.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
Jumbo with Down Payment

Tallahassee JUMBO LOANS

JUMBO Mortgages

Jumbo loans are mortgages that exceed conforming limits, designed for financing high-value properties with flexible terms.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE TODAY AND SAVE!

Refinancing allows homeowners to secure lower interest rates, reduce monthly payments, or access home equity.

Cash Out Refinance
Debt Consolidation
FHA Streamline
VA IRRRL’s

1st Florida Mortgage

Close on Time

In-house underwriting, processing and closing for fast approvals

Low Rates

Tallahassee Mortgage Lender – FHA, VA, and USDA Approved Lender

Service

Tallahassee mortgage company with top notch customer service

Why Choose Us? It's Our People!

I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!

Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!

James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!

1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Tallahassee, FL Mortgage Lender

Call (855) 314-2220

Discover the difference with 1st Florida Mortgage home loans in Tallahassee, Florida—your trusted local mortgage company committed to residential home financing. As a direct Florida mortgage lender with in-house underwriting, we provide unmatched control and flexibility, ensuring a seamless loan process tailored to your unique needs. Furthermore, our Florida-based underwriters bring extensive expertise in state-specific guidelines, allowing us to deliver a smooth and efficient home financing experience from start to finish. Every step of the way, we prioritize your satisfaction, making your path to homeownership both straightforward and stress-free.

Additionally, we proudly offer a comprehensive range of loan options, including conventional loans and government-backed programs such as FHA, VA, and USDA home loans. Whether you’re a first-time homebuyer or exploring refinancing opportunities, we work closely with you to create the ideal loan solution.

Local Tallahassee Mortgage Lender

Looking to buy a new home in Tallahassee, FL? 1st Florida Mortgage is your local direct lender, offering competitive rates, efficient in-house underwriting, and fast closings. Whether buying or refinancing, we’ve got you covered!

#1 Tallahassee Mortgage Lender for New Home Loans

Whether you’re purchasing a new home or refinancing your current mortgage, we’re here to help! As a direct mortgage lender in Florida, we offer competitive rates, efficient in-house underwriting, and exceptional customer service. Based in Tallahassee, we’re licensed to close loans anywhere in the state.