1st Florida Mortgage

West Palm Beach Home Loans

Low rates, low fees and fast close

Trusted Partner for Home Loans in West Palm Beach

Ready to finance your dream home in West Palm Beach? 1st Florida Mortgage is your trusted local lender, offering competitive rates, streamlined in-house underwriting, and fast closings for a smooth home-buying journey. As an approved VA and FHA lender, we’re dedicated to providing personalized solutions tailored to your unique needs. Let us help you achieve your homeownership goals with confidence and ease.

Why 1st Florida Mortgage?

Direct Lender: Low rates and fast closing
Fast Approvals In-house underwriting
Customer Service: Top notch expert service

Home Loans, Done Right!

Your local lender in West Palm Beach for new home loans, offering competitive rates and quick closings.

West Palm Beach, Florida Mortgage Company

Finding the ideal home loan in West Palm Beach is easier than ever with 1st Florida Mortgage as your trusted partner.

From the initial consultation to the final closing, we are dedicated to guiding you through every step of the mortgage process with personalized and efficient service. Additionally, we offer a wide range of loan options, including FHA, VA, USDA, and Jumbo loans, ensuring tailored solutions to meet your unique needs and goals. Whether you’re purchasing a new home in West Palm Beach or refinancing your current mortgage, we’ve got you covered!

Here at 1st Florida Mortgage, our unwavering commitment to integrity, transparency, and exceptional customer service truly sets us apart. This dedication has earned us a reputation as one of the most trusted mortgage providers in West Palm Beach.

West Palm Beach Home Loans

West Palm Beach HOME LOANS

BUYING A NEW HOME?

Your West Palm Beach lender, providing customized mortgage solutions designed to fit all your home financing needs.

Primary, 2nd Home, Investment
Low Rates & No Fee Options
FHA, VA, JUMBO, and Conventional

Conventional Home Loans

30 and 20-year fixed rate

Conventional loans provide versatile solutions, ideal for borrowers with solid credit and a stable financial foundation.

30, 20 and 15-Year terms
Financing up to $766,500
Primary, secondary, investment

West Palm Beach FHA LOANS

FIRST TIME HOME BUYER?

FHA loans are a great choice for first-time homebuyers, providing flexibility for those with less-than-perfect credit.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

West Palm Beach VA LOANS

VA Home LOan Experts

Trusted VA mortgage lender, we are dedicated to helping West Palm Beach veterans make the most of their VA benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
Jumbo with Down Payment

West Palm Beach JUMBO LOANS

JUMBO Mortgage LOANS

Jumbo mortgage solutions in West Palm Beach for non-conforming loans, offering financing up to $3,000,000.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE AND SAVE!

Refinance your mortgage in West Palm Beach—save more, lock in lower rates, and reduce your monthly payments today.

Cash Out Refinance
Debt Consolidation
FHA Streamline
VA IRRRL’s

1st Florida Mortgage

Close on Time

A local lender providing in-house underwriting and processing for fast approvals.

Low Rates

West Palm Beach Home Loans – FHA, VA, USDA and Jumbo mortgages

Service

A West Palm Beach mortgage company committed to providing outstanding service.

Why Choose Us? It's Our People!

I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!

Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!

James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!

1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Best Lender in West Palm Beach

Call (855) 314-2220

Experience the 1st Florida Mortgage difference in West Palm Beach, where we proudly serve as your trusted local partner for all your home financing needs. From start to finish, we offer competitive rates and efficient in-house underwriting to deliver a seamless and personalized lending experience tailored to your unique goals. Moreover, our Florida-based experts have a deep understanding of state-specific guidelines, ensuring a smooth and stress-free process from application to closing.

Whether you’re a first-time homebuyer or considering refinancing, we provide a full range of loan programs, including Conventional, Jumbo, FHA, VA, and USDA options, to suit your needs. At 1st Florida Mortgage, we are fully committed to helping you turn your homeownership dreams in Florida into reality.

Top Lender for New Home Loans in West Palm Beach

Whether you’re purchasing a new home or refinancing your current mortgage, we’re here to guide and support you at every step of the journey! As a trusted direct mortgage lender in West Palm Beach, Florida, we offer competitive rates, streamlined in-house underwriting, and exceptional customer service to make the process as smooth as possible. Furthermore, with a dedicated local team based right here in West Palm Beach, we are well-prepared to assist you and ensure a seamless loan closing process anywhere in the state.