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Welcome to  1st FLORIDA MORTGAGE – Your Local Florida Mortgage Lender



  • Direct Florida Mortgage Lender
  • Local Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation


  • Rate & Term, Cash-Out Options
  • Free Florida Mortgage Review
  • Streamline Options Available


  • Pre – Qualify in Minutes
  • Review Your Mortgage Options
  • Shop with Confidence

Our Popular Florida Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

Primary, 2nd Homes &
Investment properties

FHA Rates

Great for 1st time home
buyers, only 3.5% down

VA Rates

100% Loan to $424,100
Tx Vet Program Available

USDA Rates

100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Why Choose 1st Florida Mortgage?

Close on Time

Our goal is to close every loan in 28 days or less. Local underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Direct Florida Mortgage Lender with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Florida and provide top notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

We Specialize in New Home Purchases
Florida Mortgage Refinance Experts
Florida FHA Home Loans
Florida VA Home Loans
Florida Conventional Home Loans
Florida USDA Home Loans
Florida Jumbo Home Loans
Need a Construction Loan?

1st Florida Mortgage – The Value of the Difference

  • Direct Florida Mortgage Lender with Low Rates & Low Fees
  • Our Goal is to Close All Loans in 28 Days or Less
  • Local underwriting, processing and closing for fast approval & on time fundings
  • No-Obligation Loan Estimate
  • Local Texas Customer Service

Florida Mortgage Company – Local Customer Service

Need a new home loan in Florida? 1st Florida Mortgage is a preferred mortgage lender in Florida that specializes in FHA Home Loans , VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Jumbo Loans, Construction Loans and Mortgage Refinance. As a direct mortgage lender we offer local Florida underwriting which enables our underwriter’s to make quicker decisions and process our loans quickly. We are a technology driven company and offer a level of customer service second to none. ‘Low Rates, Low Fees and Fast Closings’ is our motto and why more Florida residents are choosing 1st Florida Mortgage for their Florida Home Loans and Florida Mortgage Refinance. With an array of Florida home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. From FHA home loans for the first time home buyers to VA home loans for our Florida Veterans we can find the perfect home loan for each individual borrower. Call us today or apply online to learn more about how we work and why more people are choosing 1st Florida Mortgage as their preferred lender in Florida.

As a local Florida mortgage company, we have the flexibility to underwrite your loan using common sense underwriting. Unlike many Florida mortgage companies that focus primary on rate and high pressure sales, we educate you on the best home loan program for your individual needs, structure your mortgage according to your finances, and offer the lowest possible rates available. We will walk you step by step through the Florida home loan process and keep you informed every step of the way. Thank you for considering 1st Florida Mortgage as your home loan partner in Florida, we look forward to earning your business and forging a long term relationship. Apply online or call today for same day home loans approvals!

Why First Florida Lending?

At First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your home loan experience simple, efficient and seamless. We use our years of experience and comprehensive network of lenders to find the lowest mortgage rates and fees and close home loans on time, as promised.

Need Expert Home Loan Advice?

Have Questions Let’s Talk