Welcome to 1st FLORIDA MORTGAGE 

Your Local Florida Mortgage Lender and Your 1st Choice for Florida Home Loans

Low Rates. Low Fees. Fast Closings!!

Apply Online in 2-3 Minutes

  • Direct Florida Mortgage Lender
  • Local Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

Refinance Today and Save

  • Rate & Term, Cash-Out Options
  • Free Florida Mortgage Review
  • Streamline Options Available

Our Popular Florida Home Loans

30 Year Conventional, FHA, VA and USDA home loan options
Conventional Fixed


Primary, 2nd Homes &
Investment Properties

FHA Rates


Great for 1st time home buyers, only 3.5% down
VA Rates


100% Loan to $453,100 Jumbo Program Available
USDA Rates


100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Choose 1st Florida Mortgage for Your Florida Home Loan?

Close on Time

Our goal is to close every loan in 28 days or less. Local underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Direct Florida Mortgage Lender with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Florida and provide top notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

1st Florida Mortgage – The Value of the Difference

  • Direct Florida Mortgage Lender with Low Rates & Low Fees
  • Local Underwriting, Processing & Closing for Fast Approvals
  • Our Goal is to Close All Home Loans in 28 Days or Less
  • No-Obligation Loan Estimate
  • 100% Transparency
  • Local Florida Customer Service!

Florida Mortgage Company – Local Customer Service

If you are looking for a new home purchase or a mortgage refinance, more Floridians are choosing 1st Florida Mortgage.   We are local to Florida with in-house underwriting which means we can make decisions fast and close on time – typically in 28 days or less.  1st Florida Mortgage specializes in FHA Loans , VA LoansConventional Home Loans, USDA Home Loans, and  Jumbo Loans.
As a direct mortgage lender we offer local Florida underwriting which enables quick decisions and timely loan processing.  Technology driven makes our entire loan process is streamlined from application to closing and you are kept in the loop on every step of your loan.  1st Florida mortgage offers top notch customer service and is hear to help answer your questions. ‘Low Rates, Low Fees and Fast Closings’ is our motto and is why more Florida residents are choosing 1st Florida Mortgage for their Florida Home Loans and Florida Mortgage Refinance.
With a wide list of Florida home loan programs to choose from, we can match you to the perfect program for you personal lending needs. FHA home loans for the first time home buyers to VA home loans for our Florida Veterans we can find the perfect home loan for each individual borrower.  Call to speak to a loan officer today or apply online to learn more about how we work and why more people are choosing 1st Florida Mortgage as their preferred lender in Florida.
Customers will always remain at the center of everything we do, from our web friendly application to our automated customer updating system, you will be updated as your loan moves through the process and notified at every milestone.  It’s this continued commitment of providing personal service that has made us a top mortgage lender in Florida.
Here at 1st Florida Mortgage we understand that choosing a mortgage is the biggest financial decision of your life, and you have choices for your mortgage.   This is why 1st Florida Mortgage earns your business by showing you the our value difference- great customer service, low rates, low fees and fast closings!  It’s a simple formula that has made us one of the most trusted mortgage providers in Florida.  Apply online or call today for same day home loans approvals!

Why First Florida Lending?

At 1st Florida Mortgage Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. Our knowledge, experience and variety of loan programs allows us to match you with the right loan to meet your needs.  1st Florida Mortgage knows your time is valuable, so our goal is to make your home loan experience simple, efficient and seamless.  Here at 1st Florida Mortgage our promise is simple, provide the lowest mortgage rates, fees and close home loans on time. Learn more About US

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