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Welcome to 1st Florida Mortgage
Your Hialeah Florida Home Mortgage Lender


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Type of loan?


Our Popular Hialeah Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed


Primary, 2nd Homes &
Investment properties

FHA Rates


Great for 1st time home
buyers, only 3.5% down

VA Rates


100% Loan to $424,100
Tx Vet Program Available

USDA Rates


100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Hialeah Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Hialeah Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Hialeah Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Hialeah VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

Hialeah VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Hialeah FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

Hialeah FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Hialeah Home Loans


6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Local Hialeah Mortgage Lender – LOW RATES & LOW FEES

We’ve been servicing Hialeah, FL residents for more than a decade and our team have over 100 years combined experience in the mortgage industry. At 1st Florida Mortgage, we are different; we are a direct mortgage lender with low rates, low fees and typically close within 28 days.  1st Florida Mortgage has been helping people achieve their dreams for more than 20 years and pride ourselves on being a mortgage company that is transparent in everything we do. You need experienced professionals who will walk you through the process one step at a time so you are comfortable and aware of everything that is happening. A company who will help you get the best program and rates based on your unique financial situation and help you plan the best approach in moving into a new home of your dreams or keeping the home you are in now.


We know that home shopping is an exciting (if not potentially stressful!) time in your life, and we’re committed to doing whatever it takes to help you finance the home of your dreams. We are here to help answer any questions that you may have and help you get pre-approved so you can begin your home shopping. From the time you find the right home to grabbing the keys at closing, our goal is to close your loan so you can focus on the things that matter most to you. Even if you’re not a first-time buyer, and think you know the ins and outs of buying a home, we’re willing to bet a steak dinner that the market has changed drastically since you’ve been in the game. Read on for more information on the loan types we offer, resources for your research process, and current rates.


What type of loan is right for you? At 1st Florida Mortgage, you have plenty of options for home loans that will can be suited for your down payment, your desired monthly payment, and an interest rate you can afford. We specialize in a wide range of loan products, including but not limited to: FHA loans for first time homebuyers, VA loans for military, loans for those with excellent credit, government-backed loans, conventional and Jumbo loans, reverse mortgages and more. One of our Hialeah, FL mortgage experts can help find the best loan options for your specific lending needs.  Call today or apply online!

Our Mortgage Loan Process

Hialeah Home Loans

  • Hialeah Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Hialeah Mortgage Lenders | FHA, VA & USDA Home Loans

Our Hialeah Mortgage team offers  ‘in house processing” therefore we have CONTROL of closing your loan since all closing dates are ‘time sensitive’. Most other companies subcontract their processing out of state therefore losing “your personal” information. At 1st Florida Mortgage you talk directly to your loan processor which will stop delays in the closing process that could cost you your dream home and your deposit.


Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Hialeah. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!