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Welcome to 1st Florida Mortgage
Your Naples Florida Home Mortgage Lender


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Type of loan?


Our Popular Naples Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed


Primary, 2nd Homes &
Investment properties

FHA Rates


Great for 1st time home
buyers, only 3.5% down

VA Rates


100% Loan to $424,100
Tx Vet Program Available

USDA Rates


100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Naples Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Naples Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Naples Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Naples VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

Naples VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Naples FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

Naples FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Naples Home Loans


6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Your Local Naples Mortgage Lenders

1st Florida Mortgage is a privately held, Florida licensed mortgage lender and brokerage corporation in Florida. We specialize in securing the best possible mortgage loan terms for residential and small commercial properties throughout the state of Florida, with most careful consideration given to each individual borrower’s goals, needs and qualifications. We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida. Staff members continue to strive to help make homebuyers’ “dreams” come true, and in the most affordable manner possible. 1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. All of our Naples staff are licensed mortgage professionals and have more than 100 years of experience with our staff.


Buying a new home in our around Miami? Let us help get you pre-qualified, typically pre-quals can be done within 24 hours or in most cases the same day. What type of loan is right for you? At 1st Florida Mortgage, you have plenty of options for home loans that will can be suited for your down payment, your desired monthly payment, and an interest rate you can afford. We specialize in a wide range of loan products, including but not limited to: FHA loans for first time homebuyers, VA loans for military, loans for those with excellent credit, government-backed loans, conventional and Jumbo loans, reverse mortgages and more. One of our mortgage experts can help find the best loan options for your specific lending needs.

Our Mortgage Loan Process

Naples Home Loans

  • Direct Lender with Low Rates & Fees
  • Streamline Processing & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Why Choose 1st Florida Mortgage Company?

Why Choose 1st Florida Mortgage Company? 1st Florida Mortgage is one of the largest residential mortgage companies in Florida.  We offer high-quality mortgage services for residential mortgage lending in Florida.  Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision. Our goal is to provide our customers with exceptional service and best rates, while keeping them informed and educated throughout the process.  No matter how simple or complicated your needs, we’re sure to have the products, knowledge and resources necessary for you.  Branch managers Dale Gremillion and Russell Stout combined have more than 50 years in the mortgage industry.  Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Naples, FL.