first-time home buyers

First time home buyer? Here are some options for you.

Did you know that the definition of a first-time buyer in isn’t restricted to people purchasing their first property ever? According to the Department of Housing and Urban Development, it also includes the following: A person who has not owned a residence for at least 3 years. A single parent who previously co-owned a home …

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Are you financially ready to buy a house?

A home is likely the single largest investment you will make in your lifetime. It has enormous potential to build up your wealth over time. But did you know that even in a relatively unpredictable market, you can purchase a home? If you adjust your thinking and your vision, you can almost always buy something …

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Millennials and the Home Buying Experience

Totaling more than 80 million individuals, millennials represent the largest generation in the U.S. By 2025, they will claim three-quarters of all jobs. Also considered the best educated, 35% of 25 to 29-year-olds hold a degree, while at the same time carry some of the highest debt levels due to student loans and credit card …

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Hidden Costs of Home Ownership

To determine what they can afford, buyers too often focus on mortgage payment or a home’s list price alone. Non-mortgage related costs associated with homeownership can affect the monthly bottom line, if you’re not prepared. Let’s take a look at some of the hidden costs of home ownership. Property taxes If you’re only plugging in …

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How to Become a Homeowner in Florida

If you’ve ever wanted to buy a house in Florida, you’ll need to go through a lot of steps. In this article, we provide an overview of how to become a homeowner in Florida. Budget You need to know exactly how much home you can afford before you begin your home search. The mortgage payment …

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