1st Florida Mortgage

Rates Hit Their Lowest Level in Over a Year

According to Freddie Mac, the average 30-year fixed-rate mortgage rate dropped to 6.47% from 6.73% last week. Mortgage rates fell to their lowest level in over a year, which helped boost the housing market. In the past year, the average interest rate for a 30-year fixed-rate loan was 6.96%. In addition, the average 15-year fixed […]

A Complete Guide On Getting a Mortgage for a Rental Property

A Complete Guide On Getting a Mortgage for a Rental Property (2)

Although buying rental property in Florida is an excellent way to generate another income stream, many people never get past the idea stage because they don’t know how to finance a rental property or are scared of getting rejected for a rental loan.

Why Do You Need to Refinance Your Mortgage?

Why Do You Need to Refinance Your Mortgage

The subject of refinancing your mortgage is always interesting as there are so many different options to choose from. But, before you enter into a refinancing agreement with a Florida mortgage company, you must consider the reasons why you are thinking about refinancing your loans in the first place. This article will provide a few […]

A Step-by-Step Guide to Getting a Mortgage

A Step-by-Step Guide to Getting a Mortgage

Everyone knows that a mortgage is a loan you take out to buy a home. What a lot of people don’t know is how to get one. The best place to start without wasting time is to work with a trusted Florida mortgage company to find a mortgage that fits your needs and budget. In […]

How to Choose the Best Mortgage Loan

How To Choose The Best Mortgage Loan

Purchasing your first home is a big step that comes with a lot of responsibility. To set yourself up for success in your homeowner’s journey, the first thing you need to do is decide which mortgage loan works best for you. There’s a wide variety of mortgage loans available, which can make it challenging to […]

Understanding The Factors That Affect Mortgage Rates

Understanding The Factors That Affect Mortgage Rates

Life can be stressful, especially when your mortgage rates are high. Your mortgage rates are set when you first purchase your home. Although they may seem manageable at first glance, things may change once you get your first billing statement.  Many factors determine your mortgage rates. Some are within your control, and some are not. […]

The questions a mortgage lender is likely to ask

Millions of mortgage applications are completed and sent to lenders each year. Part of the steps required include the lender gathering information about you—and sometimes those questions can seem invasive. Most of the questions are required as part of your approval. Let’s take a look at the things a mortgage lender will ask. Credit Lenders […]

How to get the best mortgage rate

The mortgage industry examines a number of factors to determine not only if you qualify for a mortgage, but also what interest rate you’ll pay. An excellent rate on a mortgage is about a lot more than comparison shopping. It’s also about much more than just your credit score. Mortgage rates can differ by several […]

Buying and Selling at the Same Time

You’re not going to close on a new home the exact same day you sell your old home if you’re in the process of buying and selling at the same time. You’ll have to rely on potential buyers and the current state of the market. There have been no offers on your current home, but […]

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