1st Florida Mortgage

CORAL SPRINGS Home Loans

Direct lender - low rates & fast closings

1st Florida Mortgage - Coral Springs Lender

Buying a new home in Coral Springs, FL? Look no further than 1st Florida Mortgage, a direct lender based right here in Coral Springs. We offer competitive rates, in-house underwriting, and fast closings. As an approved VA and FHA lender, we take pride in delivering personalized service to help make your homeownership dreams a reality.

Local Coral Springs, FL Lender

Finding the right home loan in Coral Springs begins with choosing a trusted partner, and 1st Florida Mortgage is here to guide you every step of the way. As your reliable local lender, we combine fast, personalized service with a broad range of loan options to meet your specific needs. Whether you’re interested in FHA, VA, USDA, or Jumbo Loans, we’re dedicated to delivering tailored solutions that empower you to achieve your homeownership goals. Moreover, our convenient Coral Springs location allows us to efficiently serve clients across the state, ensuring that the loan process is smooth and timely—no matter where in Florida you choose to call home.

Our mission statement is simple: At the core of our philosophy lies integrity, exceptional customer service, and honest, straightforward lending. Our mission is to guide every client transparently through the entire home loan process. This simple yet effective approach has elevated us to one of Coral Springs’ top mortgage companies.

Our HOME Loan OPTIONS

CORAL SPRINGS HOME LOANS

BUYING A NEW HOME?

In Coral Springs, we specialize in new home loans, proudly offering an array of mortgage loan products:

Primary, 2nd Home, Investment
Low Rates & No Fee Options
FHA, VA, JUMBO, and Conventional

Conventional Home Loans

30 and 20-year fixed rate

Conventional loans present a range of favorable terms, including reduced mortgage insurance and lower rates.

30, 20 and 15-Year terms
Financing up to $766,500
Primary, secondary, investment

CORAL SPRINGS FHA LOANS

FIRST TIME HOME BUYER?

FHA home loans are perfect for first time home buyers in Florida, but you don’t have to be a first time buyer.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

CORAL SPRINGS VA LOANS

FLORIDA VA LENDER

VA lender in Coral Springs – we’re committed to helping our Florida veterans make the most of their home loan benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
Jumbo with Down Payment

JUMBO MORTGAGES

JUMBO HOME LOANS

Jumbo mortgages in Coral Springs up to $3,000,000; financed through private investor programs- low rates.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE AND SAVE!

Coral Springs Mortgage Refinance –unlock savings with lower rates and better terms and refinance today.

Cash Out Refinance
Debt Consolidation
FHA Streamline
VA IRRRL’s

New Home Loans & Refinance

Close on Time

In-house underwriting, processing and closing for fast approvals

Low Rates

Coral Springs Mortgage Lender – FHA, VA, and USDA Approved Lender

Service

Local Coral Springs mortgage company with top notch service

Why Choose Us? It's Our People!

I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!

Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!

James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!

1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Call (855) 314-2220

Discover the difference with 1st Florida Mortgage in Coral Springs—your trusted local mortgage lender for residential home loans. With in-house underwriting and low rates, we provide unparalleled control, flexibility, and a seamless loan process tailored to your needs. Our Florida-based underwriters know state-specific guidelines, ensuring a smooth, efficient experience from start to finish.

We offer a full range of loan options, including conventional, FHA, VA, and USDA. Whether you’re a first-time buyer or looking to refinance, we’ll create the perfect solution. Let 1st Florida Mortgage help make your Florida homeownership dreams a reality—your journey starts today!

#1 Florida Lender for New Home Loans in Coral Springs, FL

Whether you are buying a new home or need to refinance your current mortgage – we’ve got you covered! We are a direct mortgage lender in Florida with low rates, in-house underwriting and unbeatable customer service. As a local mortgage company right here in Coral Springs we can close loans anywhere in the state: