1st Florida Mortgage

Fort Lauderdale Home Loans

New home purchase & refinancing

Your Fort Lauderdale Lender – Turning Homeownership Dreams Into Reality

Looking to buy a new home in Fort Lauderdale, FL? 1st Florida Mortgage is your local direct lender, offering competitive rates, in-house underwriting, and quick closings. As an approved VA and FHA lender, we’re dedicated to providing personalized service to make your homeownership dreams a reality.

Why 1st Florida Mortgage?

Direct Lender: Lower rates and fast closings
Fast Approvals In-house underwriting
Customer Service: Local Florida loan specialists

Home Loans, Done Right!

Fort Lauderdale, FL lender with low rates and in-house underwriting for fast approvals and fast closings.

Your Fort Lauderdale, FL Mortgage Lender

When searching for the perfect home loan in Fort Lauderdale, trust 1st Florida Mortgage to guide you every step of the way. Our focus is on delivering personalized, efficient service and offering a wide range of loan options tailored to fit your needs. Whether you’re considering FHA, VA, USDA, or Jumbo loans, we’re here to help you achieve your homeownership dreams with confidence.

Conveniently located in Fort Lauderdale, we streamline the lending process for clients across Florida, ensuring a smooth and timely experience no matter where you’re located. At 1st Florida Mortgage, our commitment is simple: integrity, exceptional customer care, and honest, transparent lending. This dedication has earned us a reputation as one of Fort Lauderdale’s leading mortgage providers.

Our Home Loan Products

Fort Lauderdale HOME LOANS

BUYING A NEW HOME?

Your trusted Fort Lauderdale lender, specializing in new home loans and offering a wide range of mortgage solutions:

Primary, 2nd Home, Investment
Low Rates & No Fee Options
FHA, VA, JUMBO, and Conventional

Conventional Home Loans

30 and 20-year fixed rate

Conventional home loans are flexible mortgage options, ideal for borrowers with strong credit and stable financial histories.

30, 20 and 15-Year terms
Financing up to $766,500
Primary, secondary, investment

Fort Lauderdale FHA LOANS

FIRST TIME HOME BUYER?

FHA home loans are perfect for first time home buyers in Florida with less than perfect credit scores.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

Fort Lauderdale VA LOANS

FLORIDA VA LENDER

VA lender in Fort Lauderdale- we’re committed to helping our Florida veterans make the most of their home loan benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
Jumbo with Down Payment

Fort Lauderdale JUMBO Loans

JUMBO Mortgage LOANS

Jumbo home loan solutions in Fort Lauderdale with financing up to $3,000,000, with competitive rates and fast approvals.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE AND SAVE!

Fort Lauderdale Mortgage Refinance—unlock significant savings, secure lower rates, and lower your payment.

Cash Out Refinance
Debt Consolidation
FHA Streamline
VA IRRRL’s

Mortgage lender Fort Lauderdale, FL

Close on Time

Local lender with in-house underwriting and processing for fast approvals

Low Rates

Fort Lauderdale Lender – FHA, VA, and USDA approved lender

Service

Fort Lauderdale mortgage company with top notch customer service

Why Choose Us? It's Our People!

I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!

Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!

James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!

1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Call (855) 314-2220

Discover the 1st Florida Mortgage difference in Fort Lauderdale—your trusted local partner for residential home loans. With in-house underwriting and competitive rates, we provide a seamless, flexible process tailored to your goals. Our Florida-based experts, skilled in state-specific guidelines, ensure a smooth experience from start to finish. Offering a wide array of loan options, including conventional, FHA, VA, and USDA, we’re here to support your journey—whether you’re buying your first home or refinancing. Let 1st Florida Mortgage turn your dream of Florida homeownership into reality—start today!

#1 Florida Lender for New Home Loans in Fort Lauderdale, FL

Whether you’re purchasing a new home or refinancing your current mortgage, we’re here to help every step of the way! We are a direct mortgage lender in Florida with low rates, in-house underwriting and unbeatable customer service. As a local mortgage company right here in Fort Lauderdale we can close loans anywhere in the state: