Are you looking to buy a new home in Hialeah?  Unlike mortgage brokers, we offer in-house underwriting and processing and can offer a streamlined process that is unmatched by other lenders.

We are a local Florida direct mortgage lender with ultra competitive rates and excellent customer service. Our team of professional mortgage lenders are locally based in Florida, which means we are just around the corner. Our in-house underwriters allow us to process loans quickly and make decisions quickly. For first-time home buyers, US military personnel in need of VA mortgages, or those looking for jumbo mortgages, we have the financing you need. Contact us today for a free, no-obligation estimate!  

Our home loan options in Hialeah, FL:  

30, 20, 15 and 10 Fixed Rate Mortgages –  Fixed rate mortgages are great because they provide security in locking in your rate and payment for the life of the loan. You can look forward to consistent monthly payments for many years to come, providing you with peace of mind and a consistent budget. We recommend fixed rate loans for borrowers that plan to stay in that particular home for  a minimum of 6-10 years.  With fixed rate mortgages your rate stays the same throughout the life of the loan, giving you secure and predictable monthly payments and ultimately less interest paid on your loan. 

Adjustable Rate Mortgage – With higher rates environment ARM’s are becoming more popular in Florida.  Adjustable rate mortgages offer a much lower rate and great for borrowers who plan on refinancing or will be selling their homes within 3-5 years of purchasing. This type of home loan features an interest rate that changes after a fixed amount of time. ARMs are a great home-buying option and still provide a level of protection with rate caps. 

Jumbo Loan –  Need a loan that exceeds the current conforming limit? A fixed or adjustable jumbo mortgage can help you move into your dream home. This type of home loan will allow you to buy a lot of real estate but may also requires more stringent credit guidelines and a larger down payment.

FHA Loan – Make your home ownership dreams come true with an FHA loan. Perfect for first time home buyers but you don’t have to be a 1st time home buyer to qualify. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers

VA loans – We specialize in Florida VA loans and here to help you maximize your government assistance.  If you are a veteran or an active-duty service member in Florida, a VA loan offers less restrictive credit guidelines and low down payment options for you and your family.