Trusted Partner for Home Loans in Jacksonville, FL
Searching for your dream home in Jacksonville, FL? At 1st Florida Mortgage, we’re your trusted local direct lender, offering competitive rates, efficient in-house underwriting, and fast closings. As an approved VA and FHA lender, we’re committed to delivering personalized service to help you achieve your homeownership goals with ease.
Why 1st Florida Mortgage?
- Direct Lender: Low rates and streamlined process
- Fast Approvals Expedited closing times
- Customer Service: Personalized advice and insights
Home Loans, Done Right!
Your Local Jacksonville, FL Mortgage Lender
When it comes to finding the perfect home loan in Jacksonville, trust 1st Florida Mortgage to be your partner every step of the way. We specialize in providing personalized, efficient service and offer a wide variety of loan options, including FHA, VA, USDA, and Jumbo loans, tailored to meet your unique needs. Our goal is to make your homeownership journey seamless and stress-free.
Conveniently located in Jacksonville, we proudly serve clients across Florida, streamlining the lending process for a smooth and timely experience. At 1st Florida Mortgage, we prioritize integrity, exceptional customer service, and transparent lending practices. Our unwavering dedication has made us one of Jacksonville’s most trusted mortgage providers.
Our Home Loan Products
JACKSONVILLE HOME LOANS
Your trusted Jacksonville lender, specializing in new home loans with a variety of tailored mortgage solutions:
- Primary, 2nd Home, Investment
- Low Rates & No Fee Options
- FHA, VA, JUMBO, and Conventional
Conventional Home Loans
Conventional home loans offer flexible options, perfect for borrowers with strong credit and a stable financial background.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary, secondary, investment
JACKSONVILLE FHA LOANS
FHA loans are an excellent choice for first-time homebuyers in Florida, especially those with less-than-perfect credit.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
JACKSONVILLE VA LOANS
As a trusted VA lender in Jacksonville, we’re dedicated to helping Florida veterans maximize their home loan benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- Jumbo with Down Payment
Jacksonville JUMBO Loans
Jumbo home loan solutions in Jacksonville offering financing up to $3,000,000, competitive rates, and quick approvals.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimum
Mortgage Lender Jacksonville, FL
Close on Time
Local lender offering in-house underwriting and processing for quick approvals.
Low Rates
Jacksonville Lender – FHA, VA, and USDA approved lender
Service
Jacksonville mortgage company delivering exceptional customer service.

Shawn Dulac
Sr. Loan Officer
NMLS #1320463

James Hair
Sr. Loan Officer
NMLS #1680348

Marla McGee
Sr. Loan Officer
NMLS #1133114

Roman Balley
Production Manager
NMLS #2267211
Jacksonville Home Mortgage Lending
Call (855) 314-2220
- Competitive Rates
- Direct Lender
- FHA, VA & JUMBO
- Same Day Approvals

