1st Florida Mortgage

NAPLES Home Loans

New Home Purchases & Refinancing

Your Reliable Home Loan Partner in Naples, Florida

Dreaming of a new home in Naples, FL? Turn to 1st Florida Mortgage, your trusted local mortgage expert. We specialize in competitive rates, efficient in-house underwriting, and quick closings, ensuring a seamless home-buying experience. As an approved VA and FHA lender, we’re committed to delivering personalized solutions that meet your unique needs. Let us guide you every step of the way toward achieving your homeownership dreams with confidence and ease.

Why 1st Florida Mortgage?

Direct Lender: In-house underwriting and low rates
Fast Approvals Close in as little as 21 days
Customer Service: Personalized advice and insights

Home Loans, Done Right!

Naples, FL Direct Mortgage Lender: Low Rates, Minimal Fees, and Quick Closings for New Home Loans.

Naples, FL Mortgage Lender

Finding the perfect home loan in Naples has never been easier, thanks to 1st Florida Mortgage as your trusted partner. From the initial consultation to the final closing, we are dedicated to guiding you through every step of the process with personalized and efficient service. With a wide range of loan options, including FHA, VA, USDA, and Jumbo loans, we ensure that every solution is tailored to fit your unique needs and goals. Conveniently located in Naples, we proudly serve clients across Florida, streamlining the lending process to deliver a smooth, timely, and hassle-free experience.

At 1st Florida Mortgage, our core values of integrity, exceptional customer service, and transparency truly set us apart. This commitment to excellence has earned us a reputation as one of Naples’ most trusted mortgage providers. Whether you’re a first-time homebuyer or looking to refinance, let us simplify your journey to homeownership and make the process seamless and stress-free.

Our Naples Home Loans

NAPLES NEW HOME LOANS

BUYING A NEW HOME?

Your trusted Naples Mortgage Lender: Personalized mortgage solutions for every new home loan need.

Primary, 2nd Home, Investment
Low Rates & No Fee Options
FHA, VA, JUMBO, and Conventional

Conventional Home Loans

30 and 20-year fixed rate

Conventional home loans offer flexible options, making them an excellent choice for borrowers with a stable financial profile.

30, 20 and 15-Year terms
Financing up to $766,500
Primary, secondary, investment

NAPLES FHA LOANS

FIRST TIME HOME BUYER?

FHA loans are a great option for first-time homebuyers in Naples, with flexibility for those with less-than-perfect credit.

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

NAPLES VA LOANS

FLORIDA VA LENDER

As a reliable VA lender in Naples, we are committed to helping Florida veterans make the most of their home loan benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
Jumbo with Down Payment

NAPLES JUMBO LOANS

JUMBO Mortgage LOANS

Jumbo home loan solutions in Naples offering low rates and new home financing up to $3,000,000.

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE AND SAVE!

Refinance Your Naples Mortgage—Save More, Secure Lower Rates, and Cut Monthly Payments Today!

Cash Out Refinance
Debt Consolidation
FHA Streamline
VA IRRRL’s

Mortgage Lender Naples, FL

Close on Time

Local lender providing in-house underwriting and processing for fast and efficient approvals.

Low Rates

Naples Mortgage Company – FHA, VA, and USDA approved lender

Service

Naples mortgage lending company delivering top notch customer service.

Why Choose Us? It's Our People!

I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!

Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!

James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!

1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Call (855) 314-2220

Discover the 1st Florida Mortgage advantage in Naples—your trusted and local mortgage lender for residential home loans. With in-house underwriting and competitive rates, we offer a seamless process designed to provide you with complete control, flexibility, and confidence every step of the way. Thanks to our Florida-based underwriters, who are experts in state-specific guidelines, you can rely on a smooth and efficient experience from application to closing.

We take pride in offering a wide variety of loan options, including conventional, FHA, VA, and USDA loans, ensuring there’s a solution tailored to your unique needs. Whether you’re purchasing your first home or refinancing an existing mortgage, our dedicated team is here to help you every step of the way. Let 1st Florida Mortgage turn your Florida homeownership dreams into reality—your journey starts today!

#1 Florida Lender for New Home Loans in Naples, FL

Whether you’re purchasing a new home or looking to refinance your current mortgage, we’ve got you covered every step of the way! As a direct mortgage lender in Florida, we offer low rates, streamlined in-house underwriting, and exceptional customer service to ensure a hassle-free experience. Conveniently based in Naples, we proudly serve clients throughout the state, providing the personalized attention and local expertise you deserve. No matter where you are in Florida, we’re here to help you achieve your homeownership goals with ease and confidence!