1st Florida Mortgage

1st Florida Mortgage

PemBroke Pines Home Loans

Low rates, low fees and fast close

Trusted Partner for Home Loans in Pembroke Pines

Looking to finance your dream home in Pembroke Pines? 1st Florida Mortgage is here to help as your trusted local lender. We offer competitive rates, efficient in-house underwriting, and quick closings to ensure a seamless home-buying experience. As an approved VA and FHA lender, we are committed to providing personalized service designed to meet your unique needs. Let us guide you toward achieving your homeownership dreams with confidence and ease.

mortgage company Pembroke Pines, Florida

Why 1st Florida Mortgage?

  • Direct Lender: Competitive rates and no stress close
  • Fast Approvals In-house underwriting and funding
  • Customer Service: Expert loan officers- local service  

Home Loans, Done Right!

Local lender in Pembroke Pines for new home loans- low rates and fast closings.
Pembroke Pines Home Loans

Pembroke Pines, FL Mortgage Lender

Mortgage company in Pembroke Pines, FL

Finding the perfect home loan in Pembroke Pines has never been easier with 1st Florida Mortgage as your trusted partner.

We are dedicated to guiding you through every step of the mortgage process with personalized and efficient service. Offering a wide range of loan options, including FHA, VA, USDA, and Jumbo loans, we provide solutions tailored to your unique needs and goals. Whether you’re purchasing a new home in Pembroke Pines or refinancing your current mortgage, we’re here to help. At 1st Florida Mortgage, our commitment to integrity, transparency, and exceptional customer service sets us apart. This dedication has made us one of the most trusted mortgage providers in Pembroke Pines. Let us make your homeownership journey hassle-free and rewarding.

Pembroke Pines Home Loans

Pembroke Pines HOME LOANS

BUYING A NEW HOME?

Your reliable Pembroke Pines lender, offering personalized mortgage solutions tailored to meet all your lending needs.

  • Primary, 2nd Home, Investment
  • Low Rates & No Fee Options
  • FHA, VA, JUMBO, and Conventional 

Conventional Home Loans

30 and 20-year fixed rate

Conventional loans offer flexible options, perfect for borrowers with strong credit and a steady financial background.

  • 30, 20 and 15-Year terms
  • Financing up to $766,500
  • Primary, secondary, investment

Pembroke Pines FHA LOANS

FIRST TIME HOME BUYER?

FHA loans are an excellent option for first-time homebuyers, offering flexibility even with less-than-perfect credit.

  • Only 3.5% Down Payment
  • Easier Credit Qualifying   
  • 203k Renovation Loans
  • 1st Time Home Buyers

Pembroke Pines VA LOANS

We Specialize in VA Home LOans

Preferred VA mortgage lender- we are committed to helping our Pembroke Pines veterans maximize their VA benefits.

  • Zero down, 100% Financing
  • No Monthly PMI   
  • No Debt to Income Restrictions
  • Jumbo with Down Payment

Pembroke Pines JUMBO LOANS

JUMBO Mortgage LOANS

Jumbo mortgage options in Pembroke Pines for non-conforming home loans, with financing available up to $3,000,000.

  • Loans up to $3,000,000
  • Primary & Secondary Homes
  • Investor Specific Guidelines
  • Credit Score Minimum

MORTGAGE REFINANCE

REFINANCE AND SAVE!

Mortgage refinancing in Pembroke Pines—save more, secure lower rates, and cut down your monthly payments now.

  • Cash Out Refinance
  • Debt Consolidation
  • FHA Streamline 
  • VA IRRRL’s 

Mortgage Lender Pembroke Pines FL

Close on Time

A local lender providing in-house underwriting and processing for fast approvals.

Low Rates

Pembroke Pines Home Loans – FHA, VA, USDA and Jumbo mortgages 

Service

A Pembroke Pines mortgage company committed to providing outstanding customer service.

Why Choose Us? It's Our People!
Florida loan officer - Shawn Dulac

Shawn Dulac

Sr. Loan Officer
NMLS #1320463

James-Hair-Florida

James Hair

Sr. Loan Officer
NMLS #1680348

Roman Balley - Florida Production Manager

Roman Balley

Production Manager
NMLS #2267211

Ryan Collins - Florida Branch Manager

Ryan Collins

Branch Manager

Richard Griffen
Richard Griffen
Tampa, FL
I have done several loans with 1st Florida Mortgage over the years. They have always been upfront on required documents, fees, interest rates, and closing dates. Their communication was fantastic and their process easy. I hope I never buy another house, but if my wife makes me, I wouldn't use anybody else!!!!
Veronica Walters
Veronica Walters
Naples, Florida
Just wanted to say "Thank You" and "Great Job" to everyone on the team who helped work on my loan. Great experience at 1st Florida Mortgage and my entire loan process was quick and painless and you delivered on what you promised. I really appreciated your loan platform that enabled me to securely upload all of my documents and provide updates on my loan. Shout out to Roman Balley who helped hold our hands through the entire process and was a real pleasure to work with. You guys are the best! Great experience and highly recommend!
Lauren Gonzales
Lauren Gonzales
Orlando, Florida
James Hair is a very knowledgeable and attentive lender to have on your side. I couldn’t have asked for a better experience working with him and the whole team at 1st Florida Mortgage; I constantly recommend her to customers, family, and friends!
Gary Simms
Gary Simms
Pensacola, FL
1st Florida Mortgage (Sean Dulac) was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Sean Dulac is the man!!

Pembroke Pines Home Loans

Call (855) 314-2220

Experience the 1st Florida Mortgage advantage in Pembroke Pines, where we proudly serve as your trusted local partner for all your home loan needs. With competitive rates and efficient in-house underwriting, we strive to deliver not only a seamless process but also a personalized lending experience designed to meet your unique goals. Additionally, our Florida-based experts are well-versed in state-specific guidelines, ensuring a smooth and stress-free journey from application to closing.

Whether you’re a first-time homebuyer or considering refinancing, we offer a wide variety of loan programs, including Conventional, Jumbo, FHA, VA, and USDA options. At 1st Florida Mortgage, our mission is to make your dream of homeownership in Florida a reality. Don’t wait—take the first step toward achieving your goals with us today!

Top Lender for New Home Loans in Pembroke Pines

Whether you’re purchasing a new home or refinancing your current mortgage, we’re here to support you every step of the way! As a trusted direct mortgage lender in Pembroke Pines, Florida, we provide competitive rates, efficient in-house underwriting, and outstanding customer service. With a dedicated local team based in Pembroke Pines, we’re ready to assist you and ensure a seamless loan closing process throughout the state.

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