Skip to content
  • About Us
  • Contact Us
  • Apply Online
  • New Purchase
  • Refinance
  • Home Loans
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • USDA Loans
    • Jumbo Loans
  • Resources
    • Mortgage 101
    • Blog
  • Service Locations
    • Cape Coral
    • Coral Springs
    • Hialeah
    • Fort Lauderdale
    • Jacksonville
    • Miami
    • Naples
    • Orlando
    • Pembroke Pines
    • St. Petersburg
    • Tallahassee
    • Tampa Bay
    • West Palm Beach
    • Port St. Lucie
    • Pensacola
    • Panama City
  • (855) 314-2220
  • New Purchase
  • Refinance
  • Home Loans
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • USDA Loans
    • Jumbo Loans
  • Resources
    • Mortgage 101
    • Blog
  • Service Locations
    • Cape Coral
    • Coral Springs
    • Hialeah
    • Fort Lauderdale
    • Jacksonville
    • Miami
    • Naples
    • Orlando
    • Pembroke Pines
    • St. Petersburg
    • Tallahassee
    • Tampa Bay
    • West Palm Beach
    • Port St. Lucie
    • Pensacola
    • Panama City

Questions To Ask Yourself Before Applying For A Mortgage

Questions To Ask Yourself Before Applying For A Mortgage

Learn the questions to ask yourself before applying for a loan with a Florida mortgage company.

Latest Blog Posts

Rates Hit Their Lowest Level in Over a Year

According to Freddie Mac, the average 30-year fixed-rate mortgage rate

More »

Mortgage Rates Fall for Second Week in a Row

KEY TAKEAWAYS Average mortgage rates in Florida fell to their

More »

Questions To Ask Yourself Before Applying For A Mortgage

Learn the questions to ask yourself before applying for a

More »

Adjustable Mortgage vs. Fixed Rate Mortgage: Which is Better for You

Buying a house is one of the most significant investments

More »

1st Florida Mortgage

  • 1st Florida Mortgage
  • Florida
  • (855) 314-2220
  • help@1stfloridamortgage.com
  • Florida Mortgage Company

1st Florida Mortgage 

Toll Free: (855) 314-2220

NMLS Consumer Access

Facebook Twitter Linkedin
Rate Assumptions

Mortgage Rate Assumptions

* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Florida property.
* Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply